APA (7th ed.) Citation

Kikuchi, T. (2026). The Innovation Tax: Generative AI Adoption, Productivity Paradox, and Systemic Risk in the U.S. Banking Sector.

Chicago Style (17th ed.) Citation

Kikuchi, Tatsuru. The Innovation Tax: Generative AI Adoption, Productivity Paradox, and Systemic Risk in the U.S. Banking Sector. 2026.

MLA (9th ed.) Citation

Kikuchi, Tatsuru. The Innovation Tax: Generative AI Adoption, Productivity Paradox, and Systemic Risk in the U.S. Banking Sector. 2026.

Warning: These citations may not always be 100% accurate.