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| Main Authors: | , |
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| Format: | Recurso digital |
| Language: | English |
| Published: |
Zenodo
2025
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| Subjects: | |
| Online Access: | https://doi.org/10.5281/zenodo.15364179 |
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Table of Contents:
- <p><strong><em><span>Abstract</span></em><span>— Finance is an important factor in our day today life. With an increase in expense managing personal finance became difficult. Personal finance management have an important role. Its required to buy each and everything in our daily today life. With rising expenses and unpredictable financial challenges, proper budgeting helps individuals to track income, control spending, and set financial goals This paper made based on research and interview aim to provide a way for better finance management.</span></strong></p> <p><strong><span>We consider it first to the best of all methods as financial management for individual life and then every aspect for financial sustainability. Budgeting is a way to help a person manage inflation and unforeseen monetary emergencies while keeping watch over income, expenses, and financial goals. This paper will discuss the importance of budgeting, alongside personalized advice and future expenses forecasting pertinent to its application for the realization of personal financial well-being.. Budgeting systems, through machine learning and data analytics, provide individualized financial insights, recommend best spending practices, and predict future expenses to amplify the quality of financial decision-making. All this will empower an individual to build up discipline in money management, avoid overspending, and accomplish the financial goal with efficiency. As well practical means to embed some of these will be presented to make budgeting easy to apply on a day-to-day basis. Strategic insights, applicability, and sustainability will also become parts of this seminar.</span></strong></p> <p><strong><span>The study provided more steps for managing daily expenses. Life will become more difficult Without proper management of personal finance. The technique used in this is user friendly and beneficial. The website contain features like daily expense tracking, goal setting and analysis of goal progress. This paper mainly focus on recommendations and future expense prediction. It </span><span>provide recommendations based on goal progress and also future expense prediction based on the expenses.</span></strong></p>