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Bibliographic Details
Main Authors: Salman Khalid, Hussin, Nazimah
Format: Recurso digital
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Published: Zenodo 2021
Online Access:https://doi.org/10.5281/zenodo.16925982
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Table of Contents:
  • <p><span>This paper examines the impact of pre-2020 information technology (IT) adoption on bank performance during the initial stages of the Covid-19 pandemic. We show that high IT adopters performed better in terms of market returns, Tobin’s Q, and lending. Our findings also suggest that higher pre-crisis IT investments are associated with more loans issued under the Malaysian banking protection program and lower rates of loan modifications due to COVID-19. This study corroborates other recent findings that technology adoption fosters banks’ resilience during crises, ultimately enhancing financial stability. </span></p> <p><span> </span></p> <p><strong><span>Keywords—</span></strong><span> </span><strong><span>Covid-19; Banking; IT Adoption; Technology; Bank performance.</span></strong></p>