Furkejuvvon:
| Váldodahkki: | |
|---|---|
| Materiálatiipa: | Recurso digital |
| Giella: | |
| Almmustuhtton: |
Zenodo
2026
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| Fáttát: | |
| Liŋkkat: | https://doi.org/10.5281/zenodo.19412901 |
| Fáddágilkorat: |
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Sisdoallologahallan:
- <p><span>This research investigates the potential of financial planning approaches to increase long-term financial stability, wealth development, and consumer protection, with a focus on Bajaj Allianz Life Insurance. The analysis uses secondary data, corporate reports, product literature, and relevant academic research to assess the role of life insurance products, such as term plans, traditional endowment policies, ULIPs, pension plans, and child-education plans, in supporting different stages of the financial life cycle. The research examines the effects of goal-directed planning, risk assessment, premium affordability, and policy customization on customer satisfaction and outcomes. It also considers distribution techniques, digital advising tools, and after-sales support in order to uphold policies and foster trust. The findings show that life insurance enables systematic financial planning by encouraging disciplined saving and investing, as well as lowering the risk of income loss and extending life. The article focuses on crucial concerns such as market volatility, misselling risks, and a lack of financial literacy. It highlights the importance of regulatory oversight, consumer education, and openness. The report is useful for legislators, advisors, and insurers looking to improve financial resilience through better life insurance planning.</span></p>