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Autori principali: Gach, Florian, Hochgerner, Simon
Natura: Preprint
Pubblicazione: 2021
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Accesso online:https://arxiv.org/abs/2101.06077
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author Gach, Florian
Hochgerner, Simon
author_facet Gach, Florian
Hochgerner, Simon
contents In the context of life insurance with profit participation, the future discretionary benefits ($FDB$), which are a central item for Solvency~II reporting, are generally calculated by computationally expensive Monte Carlo algorithms. We derive analytic formulas to estimate lower and upper bounds for the $FDB$. This yields an estimation interval for the $FDB$, and the average of lower and upper bound is a simple estimator. These formulae are designed for real world applications, and we compare the results to publicly available reporting data.
format Preprint
id arxiv_https___arxiv_org_abs_2101_06077
institution arXiv
publishDate 2021
record_format arxiv
spellingShingle Estimation of future discretionary benefits in traditional life insurance
Gach, Florian
Hochgerner, Simon
Methodology
Risk Management
In the context of life insurance with profit participation, the future discretionary benefits ($FDB$), which are a central item for Solvency~II reporting, are generally calculated by computationally expensive Monte Carlo algorithms. We derive analytic formulas to estimate lower and upper bounds for the $FDB$. This yields an estimation interval for the $FDB$, and the average of lower and upper bound is a simple estimator. These formulae are designed for real world applications, and we compare the results to publicly available reporting data.
title Estimation of future discretionary benefits in traditional life insurance
topic Methodology
Risk Management
url https://arxiv.org/abs/2101.06077