Fair Active Learning: Solving the Labeling Problem in Insurance

Fuente: arXiv
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Hauptverfasser: Elie, Romuald, Hillairet, Caroline, Hu, François, Juillard, Marc
Format: Preprint
Veröffentlicht: 2021
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author Elie, Romuald
Hillairet, Caroline
Hu, François
Juillard, Marc
author_facet Elie, Romuald
Hillairet, Caroline
Hu, François
Juillard, Marc
contents This paper addresses significant obstacles that arise from the widespread use of machine learning models in the insurance industry, with a specific focus on promoting fairness. The initial challenge lies in effectively leveraging unlabeled data in insurance while reducing the labeling effort and emphasizing data relevance through active learning techniques. The paper explores various active learning sampling methodologies and evaluates their impact on both synthetic and real insurance datasets. This analysis highlights the difficulty of achieving fair model inferences, as machine learning models may replicate biases and discrimination found in the underlying data. To tackle these interconnected challenges, the paper introduces an innovative fair active learning method. The proposed approach samples informative and fair instances, achieving a good balance between model predictive performance and fairness, as confirmed by numerical experiments on insurance datasets.
format Preprint
id arxiv_https___arxiv_org_abs_2112_09466
institution arXiv
publishDate 2021
record_format arxiv
spellingShingle Fair Active Learning: Solving the Labeling Problem in Insurance
Elie, Romuald
Hillairet, Caroline
Hu, François
Juillard, Marc
Machine Learning
This paper addresses significant obstacles that arise from the widespread use of machine learning models in the insurance industry, with a specific focus on promoting fairness. The initial challenge lies in effectively leveraging unlabeled data in insurance while reducing the labeling effort and emphasizing data relevance through active learning techniques. The paper explores various active learning sampling methodologies and evaluates their impact on both synthetic and real insurance datasets. This analysis highlights the difficulty of achieving fair model inferences, as machine learning models may replicate biases and discrimination found in the underlying data. To tackle these interconnected challenges, the paper introduces an innovative fair active learning method. The proposed approach samples informative and fair instances, achieving a good balance between model predictive performance and fairness, as confirmed by numerical experiments on insurance datasets.
title Fair Active Learning: Solving the Labeling Problem in Insurance
topic Machine Learning
url https://arxiv.org/abs/2112.09466