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Main Authors: Martins, João Lucas, Bravo, João, Gomes, Ana Sofia, Soares, Carlos, Bizarro, Pedro
Format: Preprint
Published: 2024
Subjects:
Online Access:https://arxiv.org/abs/2408.12989
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author Martins, João Lucas
Bravo, João
Gomes, Ana Sofia
Soares, Carlos
Bizarro, Pedro
author_facet Martins, João Lucas
Bravo, João
Gomes, Ana Sofia
Soares, Carlos
Bizarro, Pedro
contents Financial fraud is the cause of multi-billion dollar losses annually. Traditionally, fraud detection systems rely on rules due to their transparency and interpretability, key features in domains where decisions need to be explained. However, rule systems require significant input from domain experts to create and tune, an issue that rule induction algorithms attempt to mitigate by inferring rules directly from data. We explore the application of these algorithms to fraud detection, where rule systems are constrained to have a low false positive rate (FPR) or alert rate, by proposing RIFF, a rule induction algorithm that distills a low FPR rule set directly from decision trees. Our experiments show that the induced rules are often able to maintain or improve performance of the original models for low FPR tasks, while substantially reducing their complexity and outperforming rules hand-tuned by experts.
format Preprint
id arxiv_https___arxiv_org_abs_2408_12989
institution arXiv
publishDate 2024
record_format arxiv
spellingShingle RIFF: Inducing Rules for Fraud Detection from Decision Trees
Martins, João Lucas
Bravo, João
Gomes, Ana Sofia
Soares, Carlos
Bizarro, Pedro
Machine Learning
Artificial Intelligence
Financial fraud is the cause of multi-billion dollar losses annually. Traditionally, fraud detection systems rely on rules due to their transparency and interpretability, key features in domains where decisions need to be explained. However, rule systems require significant input from domain experts to create and tune, an issue that rule induction algorithms attempt to mitigate by inferring rules directly from data. We explore the application of these algorithms to fraud detection, where rule systems are constrained to have a low false positive rate (FPR) or alert rate, by proposing RIFF, a rule induction algorithm that distills a low FPR rule set directly from decision trees. Our experiments show that the induced rules are often able to maintain or improve performance of the original models for low FPR tasks, while substantially reducing their complexity and outperforming rules hand-tuned by experts.
title RIFF: Inducing Rules for Fraud Detection from Decision Trees
topic Machine Learning
Artificial Intelligence
url https://arxiv.org/abs/2408.12989