FairHome: A Fair Housing and Fair Lending Dataset

Fuente: arXiv
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Autores principales: Bagalkotkar, Anusha, Karmakar, Aveek, Arnson, Gabriel, Linda, Ondrej
Formato: Preprint
Publicado: 2024
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author Bagalkotkar, Anusha
Karmakar, Aveek
Arnson, Gabriel
Linda, Ondrej
author_facet Bagalkotkar, Anusha
Karmakar, Aveek
Arnson, Gabriel
Linda, Ondrej
contents We present a Fair Housing and Fair Lending dataset (FairHome): A dataset with around 75,000 examples across 9 protected categories. To the best of our knowledge, FairHome is the first publicly available dataset labeled with binary labels for compliance risk in the housing domain. We demonstrate the usefulness and effectiveness of such a dataset by training a classifier and using it to detect potential violations when using a large language model (LLM) in the context of real-estate transactions. We benchmark the trained classifier against state-of-the-art LLMs including GPT-3.5, GPT-4, LLaMA-3, and Mistral Large in both zero-shot and few-shot contexts. Our classifier outperformed with an F1-score of 0.91, underscoring the effectiveness of our dataset.
format Preprint
id arxiv_https___arxiv_org_abs_2409_05990
institution arXiv
publishDate 2024
record_format arxiv
spellingShingle FairHome: A Fair Housing and Fair Lending Dataset
Bagalkotkar, Anusha
Karmakar, Aveek
Arnson, Gabriel
Linda, Ondrej
Machine Learning
Computers and Society
We present a Fair Housing and Fair Lending dataset (FairHome): A dataset with around 75,000 examples across 9 protected categories. To the best of our knowledge, FairHome is the first publicly available dataset labeled with binary labels for compliance risk in the housing domain. We demonstrate the usefulness and effectiveness of such a dataset by training a classifier and using it to detect potential violations when using a large language model (LLM) in the context of real-estate transactions. We benchmark the trained classifier against state-of-the-art LLMs including GPT-3.5, GPT-4, LLaMA-3, and Mistral Large in both zero-shot and few-shot contexts. Our classifier outperformed with an F1-score of 0.91, underscoring the effectiveness of our dataset.
title FairHome: A Fair Housing and Fair Lending Dataset
topic Machine Learning
Computers and Society
url https://arxiv.org/abs/2409.05990