Quantum Computational Insurance and Actuarial Science

Fuente: arXiv
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Bibliographic Details
Main Authors: Liu, Huan-Yu, Zhuang, Xi-Ning, Wang, Chao, Li, Qing-Song, Dou, Meng-Han, Chen, Zhao-Yun, Xue, Cheng, Wu, Yu-Chun, Guo, Guo-Ping, Guo, Guang-Can
Format: Preprint
Published: 2024
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author Liu, Huan-Yu
Zhuang, Xi-Ning
Wang, Chao
Li, Qing-Song
Dou, Meng-Han
Chen, Zhao-Yun
Xue, Cheng
Wu, Yu-Chun
Guo, Guo-Ping
Guo, Guang-Can
author_facet Liu, Huan-Yu
Zhuang, Xi-Ning
Wang, Chao
Li, Qing-Song
Dou, Meng-Han
Chen, Zhao-Yun
Xue, Cheng
Wu, Yu-Chun
Guo, Guo-Ping
Guo, Guang-Can
contents In recent years, quantum computation has been rapidly advancing, driving a technological revolution with significant potential across various sectors, particularly in finance. Despite this, the insurance industry, an essential tool for mitigating unforeseen risks and losses, has received limited attention. This paper provides an initial exploration into the realm of quantum computational insurance and actuarial science. After introducing key insurance models and challenges, we discuss quantum algorithms that can address insurance problems based on their mathematical nature. Our study includes experimental and numerical demonstrations of quantum applications in non-life insurance, life insurance, and reinsurance. Additionally, we explore the timeline for quantum insurance, the development of quantum-enhanced insurance products, and the challenges posed by quantum computational advancements. This work systematically constructs the connection between quantum computation and the insurance industry, enhancing the development of insurance while promoting the application of quantum computation to more realistic problems.
format Preprint
id arxiv_https___arxiv_org_abs_2410_20841
institution arXiv
publishDate 2024
record_format arxiv
spellingShingle Quantum Computational Insurance and Actuarial Science
Liu, Huan-Yu
Zhuang, Xi-Ning
Wang, Chao
Li, Qing-Song
Dou, Meng-Han
Chen, Zhao-Yun
Xue, Cheng
Wu, Yu-Chun
Guo, Guo-Ping
Guo, Guang-Can
Quantum Physics
In recent years, quantum computation has been rapidly advancing, driving a technological revolution with significant potential across various sectors, particularly in finance. Despite this, the insurance industry, an essential tool for mitigating unforeseen risks and losses, has received limited attention. This paper provides an initial exploration into the realm of quantum computational insurance and actuarial science. After introducing key insurance models and challenges, we discuss quantum algorithms that can address insurance problems based on their mathematical nature. Our study includes experimental and numerical demonstrations of quantum applications in non-life insurance, life insurance, and reinsurance. Additionally, we explore the timeline for quantum insurance, the development of quantum-enhanced insurance products, and the challenges posed by quantum computational advancements. This work systematically constructs the connection between quantum computation and the insurance industry, enhancing the development of insurance while promoting the application of quantum computation to more realistic problems.
title Quantum Computational Insurance and Actuarial Science
topic Quantum Physics
url https://arxiv.org/abs/2410.20841