Equilibrium reinsurance and investment strategies for insurers with random risk aversion under Heston's SV model

Fuente: arXiv
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Main Authors: Kang, Jian-hao, Gou, Zhun, Huang, Nan-jing
Format: Preprint
Published: 2024
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_version_ 1866913631447285760
author Kang, Jian-hao
Gou, Zhun
Huang, Nan-jing
author_facet Kang, Jian-hao
Gou, Zhun
Huang, Nan-jing
contents This study employs expected certainty equivalents to explore the reinsurance and investment issue pertaining to an insurer that aims to maximize the expected utility while being subject to random risk aversion. The insurer's surplus process is modeled approximately by a drifted Brownian motion, and the financial market is comprised of a risk-free asset and a risky asset with its price depicted by Heston's stochastic volatility (SV) model. Within a game theory framework, a strict verification theorem is formulated to delineate the equilibrium reinsurance and investment strategies as well as the corresponding value function. Furthermore, through solving the pseudo Hamilton-Jacobi-Bellman (HJB) system, semi-analytical formulations for the equilibrium reinsurance and investment strategies and the associated value function are obtained under the exponential utility. Additionally, several numerical experiments are carried out to demonstrate the characteristics of the equilibrium reinsurance and investment strategies.
format Preprint
id arxiv_https___arxiv_org_abs_2412_19050
institution arXiv
publishDate 2024
record_format arxiv
spellingShingle Equilibrium reinsurance and investment strategies for insurers with random risk aversion under Heston's SV model
Kang, Jian-hao
Gou, Zhun
Huang, Nan-jing
Optimization and Control
This study employs expected certainty equivalents to explore the reinsurance and investment issue pertaining to an insurer that aims to maximize the expected utility while being subject to random risk aversion. The insurer's surplus process is modeled approximately by a drifted Brownian motion, and the financial market is comprised of a risk-free asset and a risky asset with its price depicted by Heston's stochastic volatility (SV) model. Within a game theory framework, a strict verification theorem is formulated to delineate the equilibrium reinsurance and investment strategies as well as the corresponding value function. Furthermore, through solving the pseudo Hamilton-Jacobi-Bellman (HJB) system, semi-analytical formulations for the equilibrium reinsurance and investment strategies and the associated value function are obtained under the exponential utility. Additionally, several numerical experiments are carried out to demonstrate the characteristics of the equilibrium reinsurance and investment strategies.
title Equilibrium reinsurance and investment strategies for insurers with random risk aversion under Heston's SV model
topic Optimization and Control
url https://arxiv.org/abs/2412.19050