Enhancing Precision of Automated Teller Machines Network Quality Assessment: Machine Learning and Multi Classifier Fusion Approaches

Fuente: arXiv
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Hauptverfasser: Safarzadeh, Alireza, Jamali, Mohammad Reza, Moshiri, Behzad
Format: Preprint
Veröffentlicht: 2025
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author Safarzadeh, Alireza
Jamali, Mohammad Reza
Moshiri, Behzad
author_facet Safarzadeh, Alireza
Jamali, Mohammad Reza
Moshiri, Behzad
contents Ensuring reliable ATM services is essential for modern banking, directly impacting customer satisfaction and the operational efficiency of financial institutions. This study introduces a data fusion approach that utilizes multi-classifier fusion techniques, with a special focus on the Stacking Classifier, to enhance the reliability of ATM networks. To address class imbalance, the Synthetic Minority Over-sampling Technique (SMOTE) was applied, enabling balanced learning for both frequent and rare events. The proposed framework integrates diverse classification models - Random Forest, LightGBM, and CatBoost - within a Stacking Classifier, achieving a dramatic reduction in false alarms from 3.56 percent to just 0.71 percent, along with an outstanding overall accuracy of 99.29 percent. This multi-classifier fusion method synthesizes the strengths of individual models, leading to significant cost savings and improved operational decision-making. By demonstrating the power of machine learning and data fusion in optimizing ATM status detection, this research provides practical and scalable solutions for financial institutions aiming to enhance their ATM network performance and customer satisfaction.
format Preprint
id arxiv_https___arxiv_org_abs_2501_01067
institution arXiv
publishDate 2025
record_format arxiv
spellingShingle Enhancing Precision of Automated Teller Machines Network Quality Assessment: Machine Learning and Multi Classifier Fusion Approaches
Safarzadeh, Alireza
Jamali, Mohammad Reza
Moshiri, Behzad
Machine Learning
Ensuring reliable ATM services is essential for modern banking, directly impacting customer satisfaction and the operational efficiency of financial institutions. This study introduces a data fusion approach that utilizes multi-classifier fusion techniques, with a special focus on the Stacking Classifier, to enhance the reliability of ATM networks. To address class imbalance, the Synthetic Minority Over-sampling Technique (SMOTE) was applied, enabling balanced learning for both frequent and rare events. The proposed framework integrates diverse classification models - Random Forest, LightGBM, and CatBoost - within a Stacking Classifier, achieving a dramatic reduction in false alarms from 3.56 percent to just 0.71 percent, along with an outstanding overall accuracy of 99.29 percent. This multi-classifier fusion method synthesizes the strengths of individual models, leading to significant cost savings and improved operational decision-making. By demonstrating the power of machine learning and data fusion in optimizing ATM status detection, this research provides practical and scalable solutions for financial institutions aiming to enhance their ATM network performance and customer satisfaction.
title Enhancing Precision of Automated Teller Machines Network Quality Assessment: Machine Learning and Multi Classifier Fusion Approaches
topic Machine Learning
url https://arxiv.org/abs/2501.01067