When Machine Learning Gets Personal: Evaluating Prediction and Explanation

Fuente: arXiv
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Hauptverfasser: Cornelis, Louisa, Bernárdez, Guillermo, Jeong, Haewon, Miolane, Nina
Format: Preprint
Veröffentlicht: 2025
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author Cornelis, Louisa
Bernárdez, Guillermo
Jeong, Haewon
Miolane, Nina
author_facet Cornelis, Louisa
Bernárdez, Guillermo
Jeong, Haewon
Miolane, Nina
contents In high-stakes domains like healthcare, users often expect that sharing personal information with machine learning systems will yield tangible benefits, such as more accurate diagnoses and clearer explanations of contributing factors. However, the validity of this assumption remains largely unexplored. We propose a unified framework to quantify how personalizing a model influences both prediction and explanation. We show that its impacts on prediction and explanation can diverge: a model may become more or less explainable even when prediction is unchanged. For practical settings, we study a standard hypothesis test for detecting personalization effects on demographic groups. We derive a finite-sample lower bound on its probability of error as a function of group sizes, number of personal attributes, and desired benefit from personalization. This provides actionable insights, such as which dataset characteristics are necessary to test an effect, or the maximum effect that can be tested given a dataset. We apply our framework to real-world tabular datasets using feature-attribution methods, uncovering scenarios where effects are fundamentally untestable due to the dataset statistics. Our results highlight the need for joint evaluation of prediction and explanation in personalized models and the importance of designing models and datasets with sufficient information for such evaluation.
format Preprint
id arxiv_https___arxiv_org_abs_2502_02786
institution arXiv
publishDate 2025
record_format arxiv
spellingShingle When Machine Learning Gets Personal: Evaluating Prediction and Explanation
Cornelis, Louisa
Bernárdez, Guillermo
Jeong, Haewon
Miolane, Nina
Machine Learning
In high-stakes domains like healthcare, users often expect that sharing personal information with machine learning systems will yield tangible benefits, such as more accurate diagnoses and clearer explanations of contributing factors. However, the validity of this assumption remains largely unexplored. We propose a unified framework to quantify how personalizing a model influences both prediction and explanation. We show that its impacts on prediction and explanation can diverge: a model may become more or less explainable even when prediction is unchanged. For practical settings, we study a standard hypothesis test for detecting personalization effects on demographic groups. We derive a finite-sample lower bound on its probability of error as a function of group sizes, number of personal attributes, and desired benefit from personalization. This provides actionable insights, such as which dataset characteristics are necessary to test an effect, or the maximum effect that can be tested given a dataset. We apply our framework to real-world tabular datasets using feature-attribution methods, uncovering scenarios where effects are fundamentally untestable due to the dataset statistics. Our results highlight the need for joint evaluation of prediction and explanation in personalized models and the importance of designing models and datasets with sufficient information for such evaluation.
title When Machine Learning Gets Personal: Evaluating Prediction and Explanation
topic Machine Learning
url https://arxiv.org/abs/2502.02786