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Main Authors: Hao, Yifan, Pan, Xingyuan, Zhang, Hanning, Ye, Chenlu, Pan, Rui, Zhang, Tong
Format: Preprint
Published: 2025
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Online Access:https://arxiv.org/abs/2506.01901
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author Hao, Yifan
Pan, Xingyuan
Zhang, Hanning
Ye, Chenlu
Pan, Rui
Zhang, Tong
author_facet Hao, Yifan
Pan, Xingyuan
Zhang, Hanning
Ye, Chenlu
Pan, Rui
Zhang, Tong
contents Supervised fine-tuning (SFT) on domain-specific data is the dominant approach for adapting foundation models to specialized tasks. However, it has been observed that SFT models tend to forget knowledge acquired during pretraining. In vision models, ensembling a pretrained model with its fine-tuned counterpart has been shown to mitigate this issue. In this work, we demonstrate that the same holds for language models, and, more strikingly, we observe an overadaptation phenomenon: the ensemble model not only retains general knowledge from the foundation model but also outperforms the fine-tuned model even on the fine-tuning domain itself. Despite the empirical success of ensembling, a theoretical understanding of its benefits remains underexplored. We develop a formal theoretical analysis of the overadaptation phenomenon. Ensembling mitigates this by balancing two primary sources of error: bias, caused by insufficient fine-tuning, and variance, introduced by overfitting to fine-tuning data. While regularization techniques aim to address this trade-off, we show that ensembling provides a more effective solution. We analyze this phenomenon in over-parameterized linear settings and demonstrate that interpolating between pretrained and fine-tuned weights significantly improves performance. These findings offer theoretical justification for the observed advantages of model ensembling, supported by empirical experiments consistent with our analysis.
format Preprint
id arxiv_https___arxiv_org_abs_2506_01901
institution arXiv
publishDate 2025
record_format arxiv
spellingShingle Understanding Overadaptation in Supervised Fine-Tuning: The Role of Ensemble Methods
Hao, Yifan
Pan, Xingyuan
Zhang, Hanning
Ye, Chenlu
Pan, Rui
Zhang, Tong
Artificial Intelligence
Supervised fine-tuning (SFT) on domain-specific data is the dominant approach for adapting foundation models to specialized tasks. However, it has been observed that SFT models tend to forget knowledge acquired during pretraining. In vision models, ensembling a pretrained model with its fine-tuned counterpart has been shown to mitigate this issue. In this work, we demonstrate that the same holds for language models, and, more strikingly, we observe an overadaptation phenomenon: the ensemble model not only retains general knowledge from the foundation model but also outperforms the fine-tuned model even on the fine-tuning domain itself. Despite the empirical success of ensembling, a theoretical understanding of its benefits remains underexplored. We develop a formal theoretical analysis of the overadaptation phenomenon. Ensembling mitigates this by balancing two primary sources of error: bias, caused by insufficient fine-tuning, and variance, introduced by overfitting to fine-tuning data. While regularization techniques aim to address this trade-off, we show that ensembling provides a more effective solution. We analyze this phenomenon in over-parameterized linear settings and demonstrate that interpolating between pretrained and fine-tuned weights significantly improves performance. These findings offer theoretical justification for the observed advantages of model ensembling, supported by empirical experiments consistent with our analysis.
title Understanding Overadaptation in Supervised Fine-Tuning: The Role of Ensemble Methods
topic Artificial Intelligence
url https://arxiv.org/abs/2506.01901