Interpretable LLMs for Credit Risk: A Systematic Review and Taxonomy
Fuente:
arXiv
Saved in:
| Main Authors: | Golec, Muhammed, AlabdulJalil, Maha |
|---|---|
| Format: | Preprint |
| Published: |
2025
|
| Subjects: | |
| Online Access: | |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
Similar Items
Enhancing ML Models Interpretability for Credit Scoring
by: Schwartz, Sagi, et al.
Published: (2025)
by: Schwartz, Sagi, et al.
Published: (2025)
KACDP: A Highly Interpretable Credit Default Prediction Model
by: Liu, Kun, et al.
Published: (2024)
by: Liu, Kun, et al.
Published: (2024)
Conditional Generative Modeling for Enhanced Credit Risk Management in Supply Chain Finance
by: Zhang, Qingkai, et al.
Published: (2025)
by: Zhang, Qingkai, et al.
Published: (2025)
FSL-BDP: Federated Survival Learning with Bayesian Differential Privacy for Credit Risk Modeling
by: Amed, Sultan, et al.
Published: (2026)
by: Amed, Sultan, et al.
Published: (2026)
Could Large Language Models work as Post-hoc Explainability Tools in Credit Risk Models?
by: Geng, Wenxi, et al.
Published: (2026)
by: Geng, Wenxi, et al.
Published: (2026)
The Fairness of Credit Scoring Models
by: Hurlin, Christophe, et al.
Published: (2022)
by: Hurlin, Christophe, et al.
Published: (2022)
Machine and Deep Learning for Credit Scoring: A compliant approach
by: Rida, Abdollah
Published: (2024)
by: Rida, Abdollah
Published: (2024)
Improving Fairness in Credit Lending Models using Subgroup Threshold Optimization
by: Ying, Cecilia, et al.
Published: (2024)
by: Ying, Cecilia, et al.
Published: (2024)
Unveiling the Potential of Graph Neural Networks in SME Credit Risk Assessment
by: Liu, Bingyao, et al.
Published: (2024)
by: Liu, Bingyao, et al.
Published: (2024)
Application of AI in Credit Risk Scoring for Small Business Loans: A case study on how AI-based random forest model improves a Delphi model outcome in the case of Azerbaijani SMEs
by: Karimova, Nigar
Published: (2024)
by: Karimova, Nigar
Published: (2024)
Explainable AI for Fraud Detection: An Attention-Based Ensemble of CNNs, GNNs, and A Confidence-Driven Gating Mechanism
by: Chagahi, Mehdi Hosseini, et al.
Published: (2024)
by: Chagahi, Mehdi Hosseini, et al.
Published: (2024)
A Spatio-Temporal Machine Learning Model for Mortgage Credit Risk: Default Probabilities and Loan Portfolios
by: Kündig, Pascal, et al.
Published: (2024)
by: Kündig, Pascal, et al.
Published: (2024)
Research on Credit Risk Early Warning Model of Commercial Banks Based on Neural Network Algorithm
by: Cheng, Yu, et al.
Published: (2024)
by: Cheng, Yu, et al.
Published: (2024)
Calibrated Credit Intelligence: Shift-Robust and Fair Risk Scoring with Bayesian Uncertainty and Gradient Boosting
by: Nayak, Srikumar
Published: (2026)
by: Nayak, Srikumar
Published: (2026)
A Personal data Value at Risk Approach
by: Enriquez, Luis
Published: (2024)
by: Enriquez, Luis
Published: (2024)
Entity-Specific Cyber Risk Assessment using InsurTech Empowered Risk Factors
by: Guo, Jiayi, et al.
Published: (2025)
by: Guo, Jiayi, et al.
Published: (2025)
Combining Intra-Risk and Contagion Risk for Enterprise Bankruptcy Prediction Using Graph Neural Networks
by: Zhao, Yu, et al.
Published: (2022)
by: Zhao, Yu, et al.
Published: (2022)
Explainable Risk Classification in Financial Reports
by: Tan, Xue Wen, et al.
Published: (2024)
by: Tan, Xue Wen, et al.
Published: (2024)
Adaptive Window Selection for Financial Risk Forecasting
by: Li, Yinhuan, et al.
Published: (2026)
by: Li, Yinhuan, et al.
Published: (2026)
Model Risk Management for Generative AI In Financial Institutions
by: Bhattacharyya, Anwesha, et al.
Published: (2025)
by: Bhattacharyya, Anwesha, et al.
Published: (2025)
Generative AI Enhanced Financial Risk Management Information Retrieval
by: Haeri, Amin, et al.
Published: (2025)
by: Haeri, Amin, et al.
Published: (2025)
Explainable AI for Comprehensive Risk Assessment for Financial Reports: A Lightweight Hierarchical Transformer Network Approach
by: Tan, Xue Wen, et al.
Published: (2025)
by: Tan, Xue Wen, et al.
Published: (2025)
Implementation of an Asymmetric Adjusted Activation Function for Class Imbalance Credit Scoring
by: Li, Xia, et al.
Published: (2025)
by: Li, Xia, et al.
Published: (2025)
Robust Bayesian Dynamic Programming for On-policy Risk-sensitive Reinforcement Learning
by: Han, Shanyu, et al.
Published: (2025)
by: Han, Shanyu, et al.
Published: (2025)
Risk Management with Feature-Enriched Generative Adversarial Networks (FE-GAN)
by: Chen, Ling
Published: (2024)
by: Chen, Ling
Published: (2024)
A Comprehensive Survey on Enterprise Financial Risk Analysis from Big Data and LLMs Perspective
by: Du, Huaming, et al.
Published: (2022)
by: Du, Huaming, et al.
Published: (2022)
Evaluating Credit VIX (CDS IV) Prediction Methods with Incremental Batch Learning
by: Taylor, Robert
Published: (2024)
by: Taylor, Robert
Published: (2024)
Leveraging Convolutional Neural Network-Transformer Synergy for Predictive Modeling in Risk-Based Applications
by: Wang, Yuhan, et al.
Published: (2024)
by: Wang, Yuhan, et al.
Published: (2024)
Advanced Risk Prediction and Stability Assessment of Banks Using Time Series Transformer Models
by: Sun, Wenying, et al.
Published: (2024)
by: Sun, Wenying, et al.
Published: (2024)
Design and Optimization of Big Data and Machine Learning-Based Risk Monitoring System in Financial Markets
by: Wang, Liyang, et al.
Published: (2024)
by: Wang, Liyang, et al.
Published: (2024)
Class-Imbalanced-Aware Adaptive Dataset Distillation for Scalable Pretrained Model on Credit Scoring
by: Li, Xia, et al.
Published: (2025)
by: Li, Xia, et al.
Published: (2025)
Loss-based Bayesian Sequential Prediction of Value at Risk with a Long-Memory and Non-linear Realized Volatility Model
by: Peiris, Rangika, et al.
Published: (2024)
by: Peiris, Rangika, et al.
Published: (2024)
Research and Design of a Financial Intelligent Risk Control Platform Based on Big Data Analysis and Deep Machine Learning
by: Bi, Shuochen, et al.
Published: (2024)
by: Bi, Shuochen, et al.
Published: (2024)
Explainable Automated Machine Learning for Credit Decisions: Enhancing Human Artificial Intelligence Collaboration in Financial Engineering
by: Schmitt, Marc
Published: (2024)
by: Schmitt, Marc
Published: (2024)
Credit Risk Meets Large Language Models: Building a Risk Indicator from Loan Descriptions in P2P Lending
by: Sanz-Guerrero, Mario, et al.
Published: (2024)
by: Sanz-Guerrero, Mario, et al.
Published: (2024)
SHAP Stability in Credit Risk Management: A Case Study in Credit Card Default Model
by: Lin, Luyun, et al.
Published: (2025)
by: Lin, Luyun, et al.
Published: (2025)
On-Chain Credit Risk Score in Decentralized Finance
by: Ghosh, Rik, et al.
Published: (2024)
by: Ghosh, Rik, et al.
Published: (2024)
Transformer-based CoVaR: Systemic Risk in Textual Information
by: Chen, Junyu, et al.
Published: (2026)
by: Chen, Junyu, et al.
Published: (2026)
Interpretable Systematic Risk around the Clock
by: He, Songrun
Published: (2026)
by: He, Songrun
Published: (2026)
Fairness-Aware Insurance Pricing: A Multi-Objective Optimization Approach
by: Boonen, Tim J., et al.
Published: (2025)
by: Boonen, Tim J., et al.
Published: (2025)
Similar Items
-
Enhancing ML Models Interpretability for Credit Scoring
by: Schwartz, Sagi, et al.
Published: (2025) -
KACDP: A Highly Interpretable Credit Default Prediction Model
by: Liu, Kun, et al.
Published: (2024) -
Conditional Generative Modeling for Enhanced Credit Risk Management in Supply Chain Finance
by: Zhang, Qingkai, et al.
Published: (2025) -
FSL-BDP: Federated Survival Learning with Bayesian Differential Privacy for Credit Risk Modeling
by: Amed, Sultan, et al.
Published: (2026) -
Could Large Language Models work as Post-hoc Explainability Tools in Credit Risk Models?
by: Geng, Wenxi, et al.
Published: (2026)