An Attack Method for Medical Insurance Claim Fraud Detection based on Generative Adversarial Network

Fuente: arXiv
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Main Authors: Pang, Yining, Li, Chenghan
Format: Preprint
Published: 2025
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author Pang, Yining
Li, Chenghan
author_facet Pang, Yining
Li, Chenghan
contents Insurance fraud detection represents a pivotal advancement in modern insurance service, providing intelligent and digitalized monitoring to enhance management and prevent fraud. It is crucial for ensuring the security and efficiency of insurance systems. Although AI and machine learning algorithms have demonstrated strong performance in detecting fraudulent claims, the absence of standardized defense mechanisms renders current systems vulnerable to emerging adversarial threats. In this paper, we propose a GAN-based approach to conduct adversarial attacks on fraud detection systems. Our results indicate that an attacker, without knowledge of the training data or internal model details, can generate fraudulent cases that are classified as legitimate with a 99\% attack success rate (ASR). By subtly modifying real insurance records and claims, adversaries can significantly increase the fraud risk, potentially bypassing compromised detection systems. These findings underscore the urgent need to enhance the robustness of insurance fraud detection models against adversarial manipulation, thereby ensuring the stability and reliability of different insurance systems.
format Preprint
id arxiv_https___arxiv_org_abs_2506_19871
institution arXiv
publishDate 2025
record_format arxiv
spellingShingle An Attack Method for Medical Insurance Claim Fraud Detection based on Generative Adversarial Network
Pang, Yining
Li, Chenghan
Cryptography and Security
Artificial Intelligence
Insurance fraud detection represents a pivotal advancement in modern insurance service, providing intelligent and digitalized monitoring to enhance management and prevent fraud. It is crucial for ensuring the security and efficiency of insurance systems. Although AI and machine learning algorithms have demonstrated strong performance in detecting fraudulent claims, the absence of standardized defense mechanisms renders current systems vulnerable to emerging adversarial threats. In this paper, we propose a GAN-based approach to conduct adversarial attacks on fraud detection systems. Our results indicate that an attacker, without knowledge of the training data or internal model details, can generate fraudulent cases that are classified as legitimate with a 99\% attack success rate (ASR). By subtly modifying real insurance records and claims, adversaries can significantly increase the fraud risk, potentially bypassing compromised detection systems. These findings underscore the urgent need to enhance the robustness of insurance fraud detection models against adversarial manipulation, thereby ensuring the stability and reliability of different insurance systems.
title An Attack Method for Medical Insurance Claim Fraud Detection based on Generative Adversarial Network
topic Cryptography and Security
Artificial Intelligence
url https://arxiv.org/abs/2506.19871