Consumption Stimulus with Digital Coupons

Fuente: arXiv
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Main Authors: Chen, Ying, Li, Mingyi, Mao, Jiaming, Zhou, Jingyi
Format: Preprint
Published: 2025
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author Chen, Ying
Li, Mingyi
Mao, Jiaming
Zhou, Jingyi
author_facet Chen, Ying
Li, Mingyi
Mao, Jiaming
Zhou, Jingyi
contents We study consumption stimulus with digital coupons, which provide time-limited subsidies contingent on minimum spending. We analyze a large-scale program in China and present five main findings: (1) the program generates large short-term effects, with each $\yen$1 of government subsidy inducing $\yen$3.4 in consumer spending; (2) consumption responses vary substantially, driven by both demand-side factors (e.g., wealth) and supply-side factors (e.g., local consumption amenities); (3) The largest spending increases occur among consumers whose baseline spending already exceeds coupon thresholds and for whom coupon subsidies should be equivalent to cash, suggesting behavioral motivations; (4) high-response consumers disproportionately direct their spending toward large businesses, leading to a regressive allocation of stimulus benefits; and (5) targeting the most responsive consumers can double total stimulus effects. A hybrid design combining targeted distribution with direct support to small businesses improves both the efficiency and equity of the program.
format Preprint
id arxiv_https___arxiv_org_abs_2507_01365
institution arXiv
publishDate 2025
record_format arxiv
spellingShingle Consumption Stimulus with Digital Coupons
Chen, Ying
Li, Mingyi
Mao, Jiaming
Zhou, Jingyi
General Economics
Economics
We study consumption stimulus with digital coupons, which provide time-limited subsidies contingent on minimum spending. We analyze a large-scale program in China and present five main findings: (1) the program generates large short-term effects, with each $\yen$1 of government subsidy inducing $\yen$3.4 in consumer spending; (2) consumption responses vary substantially, driven by both demand-side factors (e.g., wealth) and supply-side factors (e.g., local consumption amenities); (3) The largest spending increases occur among consumers whose baseline spending already exceeds coupon thresholds and for whom coupon subsidies should be equivalent to cash, suggesting behavioral motivations; (4) high-response consumers disproportionately direct their spending toward large businesses, leading to a regressive allocation of stimulus benefits; and (5) targeting the most responsive consumers can double total stimulus effects. A hybrid design combining targeted distribution with direct support to small businesses improves both the efficiency and equity of the program.
title Consumption Stimulus with Digital Coupons
topic General Economics
Economics
url https://arxiv.org/abs/2507.01365