Towards Automated Regulatory Compliance Verification in Financial Auditing with Large Language Models

Fuente: arXiv
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Hauptverfasser: Berger, Armin, Hillebrand, Lars, Leonhard, David, Deußer, Tobias, de Oliveira, Thiago Bell Felix, Dilmaghani, Tim, Khaled, Mohamed, Kliem, Bernd, Loitz, Rüdiger, Bauckhage, Christian, Sifa, Rafet
Format: Preprint
Veröffentlicht: 2025
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author Berger, Armin
Hillebrand, Lars
Leonhard, David
Deußer, Tobias
de Oliveira, Thiago Bell Felix
Dilmaghani, Tim
Khaled, Mohamed
Kliem, Bernd
Loitz, Rüdiger
Bauckhage, Christian
Sifa, Rafet
author_facet Berger, Armin
Hillebrand, Lars
Leonhard, David
Deußer, Tobias
de Oliveira, Thiago Bell Felix
Dilmaghani, Tim
Khaled, Mohamed
Kliem, Bernd
Loitz, Rüdiger
Bauckhage, Christian
Sifa, Rafet
contents The auditing of financial documents, historically a labor-intensive process, stands on the precipice of transformation. AI-driven solutions have made inroads into streamlining this process by recommending pertinent text passages from financial reports to align with the legal requirements of accounting standards. However, a glaring limitation remains: these systems commonly fall short in verifying if the recommended excerpts indeed comply with the specific legal mandates. Hence, in this paper, we probe the efficiency of publicly available Large Language Models (LLMs) in the realm of regulatory compliance across different model configurations. We place particular emphasis on comparing cutting-edge open-source LLMs, such as Llama-2, with their proprietary counterparts like OpenAI's GPT models. This comparative analysis leverages two custom datasets provided by our partner PricewaterhouseCoopers (PwC) Germany. We find that the open-source Llama-2 70 billion model demonstrates outstanding performance in detecting non-compliance or true negative occurrences, beating all their proprietary counterparts. Nevertheless, proprietary models such as GPT-4 perform the best in a broad variety of scenarios, particularly in non-English contexts.
format Preprint
id arxiv_https___arxiv_org_abs_2507_16642
institution arXiv
publishDate 2025
record_format arxiv
spellingShingle Towards Automated Regulatory Compliance Verification in Financial Auditing with Large Language Models
Berger, Armin
Hillebrand, Lars
Leonhard, David
Deußer, Tobias
de Oliveira, Thiago Bell Felix
Dilmaghani, Tim
Khaled, Mohamed
Kliem, Bernd
Loitz, Rüdiger
Bauckhage, Christian
Sifa, Rafet
Computation and Language
Artificial Intelligence
Machine Learning
The auditing of financial documents, historically a labor-intensive process, stands on the precipice of transformation. AI-driven solutions have made inroads into streamlining this process by recommending pertinent text passages from financial reports to align with the legal requirements of accounting standards. However, a glaring limitation remains: these systems commonly fall short in verifying if the recommended excerpts indeed comply with the specific legal mandates. Hence, in this paper, we probe the efficiency of publicly available Large Language Models (LLMs) in the realm of regulatory compliance across different model configurations. We place particular emphasis on comparing cutting-edge open-source LLMs, such as Llama-2, with their proprietary counterparts like OpenAI's GPT models. This comparative analysis leverages two custom datasets provided by our partner PricewaterhouseCoopers (PwC) Germany. We find that the open-source Llama-2 70 billion model demonstrates outstanding performance in detecting non-compliance or true negative occurrences, beating all their proprietary counterparts. Nevertheless, proprietary models such as GPT-4 perform the best in a broad variety of scenarios, particularly in non-English contexts.
title Towards Automated Regulatory Compliance Verification in Financial Auditing with Large Language Models
topic Computation and Language
Artificial Intelligence
Machine Learning
url https://arxiv.org/abs/2507.16642