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Main Authors: Zhong, Zhaoxiang, Song, Haiming
Format: Preprint
Published: 2025
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Online Access:https://arxiv.org/abs/2508.06491
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author Zhong, Zhaoxiang
Song, Haiming
author_facet Zhong, Zhaoxiang
Song, Haiming
contents In this paper, we focus on the problem of optimal portfolio-consumption policies in a multi-asset financial market, where the n risky assets follow Exponential Ornstein-Uhlenbeck processes, along with one risk-free bond. The investor's preferences are modeled using Constant Relative Risk Aversion utility with state-dependent stochastic discounting. The problem can be formulated as a high-dimensional stochastic optimal control problem, wherein the associated value function satisfies a Hamilton-Jacobi-Bellman (HJB) equation, which constitutes a necessary condition for optimality. We apply a variable separation technique to transform the HJB equation to a system of ordinary differential equations (ODEs). Then a class of hybrid numerical approaches that integrate exponential Rosenbrock-type methods with Runge-Kutta methods is proposed to solve the ODE system. More importantly, we establish a rigorous verification theorem that provides sufficient conditions for the existence of value function and admissible optimal control, which can be verified numerically. A series of experiments are performed, demonstrating that our proposed method outperforms the conventional grid-based method in both accuracy and computational cost. Furthermore, the numerically derived optimal policy achieves superior performance over all other considered admissible policies.
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publishDate 2025
record_format arxiv
spellingShingle Computational Methods and Verification Theorem for Portfolio-Consumption Optimization under Exponential O-U Dynamics
Zhong, Zhaoxiang
Song, Haiming
Optimization and Control
In this paper, we focus on the problem of optimal portfolio-consumption policies in a multi-asset financial market, where the n risky assets follow Exponential Ornstein-Uhlenbeck processes, along with one risk-free bond. The investor's preferences are modeled using Constant Relative Risk Aversion utility with state-dependent stochastic discounting. The problem can be formulated as a high-dimensional stochastic optimal control problem, wherein the associated value function satisfies a Hamilton-Jacobi-Bellman (HJB) equation, which constitutes a necessary condition for optimality. We apply a variable separation technique to transform the HJB equation to a system of ordinary differential equations (ODEs). Then a class of hybrid numerical approaches that integrate exponential Rosenbrock-type methods with Runge-Kutta methods is proposed to solve the ODE system. More importantly, we establish a rigorous verification theorem that provides sufficient conditions for the existence of value function and admissible optimal control, which can be verified numerically. A series of experiments are performed, demonstrating that our proposed method outperforms the conventional grid-based method in both accuracy and computational cost. Furthermore, the numerically derived optimal policy achieves superior performance over all other considered admissible policies.
title Computational Methods and Verification Theorem for Portfolio-Consumption Optimization under Exponential O-U Dynamics
topic Optimization and Control
url https://arxiv.org/abs/2508.06491