Credit Card Fraud Detection

Fuente: arXiv
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Hauptverfasser: Popova, Iva, Gardi, Hamza A. A.
Format: Preprint
Veröffentlicht: 2025
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author Popova, Iva
Gardi, Hamza A. A.
author_facet Popova, Iva
Gardi, Hamza A. A.
contents Credit card fraud remains a significant challenge due to class imbalance and fraudsters mimicking legitimate behavior. This study evaluates five machine learning models - Logistic Regression, Random Forest, XGBoost, K-Nearest Neighbors (KNN), and Multi-Layer Perceptron (MLP) on a real-world dataset using undersampling, SMOTE, and a hybrid approach. Our models are evaluated on the original imbalanced test set to better reflect real-world performance. Results show that the hybrid method achieves the best balance between recall and precision, especially improving MLP and KNN performance.
format Preprint
id arxiv_https___arxiv_org_abs_2509_15044
institution arXiv
publishDate 2025
record_format arxiv
spellingShingle Credit Card Fraud Detection
Popova, Iva
Gardi, Hamza A. A.
Machine Learning
Artificial Intelligence
Credit card fraud remains a significant challenge due to class imbalance and fraudsters mimicking legitimate behavior. This study evaluates five machine learning models - Logistic Regression, Random Forest, XGBoost, K-Nearest Neighbors (KNN), and Multi-Layer Perceptron (MLP) on a real-world dataset using undersampling, SMOTE, and a hybrid approach. Our models are evaluated on the original imbalanced test set to better reflect real-world performance. Results show that the hybrid method achieves the best balance between recall and precision, especially improving MLP and KNN performance.
title Credit Card Fraud Detection
topic Machine Learning
Artificial Intelligence
url https://arxiv.org/abs/2509.15044