Cita APA (7a ed.)

To, P. L. (2026). Enhancing Financial Literacy and Management through Goal-Directed Design and Gamification in Personal Finance Application.

Cita Chicago Style (17a ed.)

To, Phuong Lien. Enhancing Financial Literacy and Management Through Goal-Directed Design and Gamification in Personal Finance Application. 2026.

Cita MLA (9a ed.)

To, Phuong Lien. Enhancing Financial Literacy and Management Through Goal-Directed Design and Gamification in Personal Finance Application. 2026.