Federated Learning for the Design of Parametric Insurance Indices under Heterogeneous Renewable Production Losses

Fuente: arXiv
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Main Author: Niakh, Fallou
Format: Preprint
Published: 2026
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author Niakh, Fallou
author_facet Niakh, Fallou
contents We propose a federated learning framework for the calibration of parametric insurance indices under heterogeneous renewable energy production losses. Producers locally model their losses using Tweedie generalized linear models and private data, while a common index is learned through federated optimization without sharing raw observations. The approach accommodates heterogeneity in variance and link functions and directly minimizes a global deviance objective in a distributed setting. We implement and compare FedAvg, FedProx and FedOpt, and benchmark them against an existing approximation-based aggregation method. An empirical application to solar power production in Germany shows that federated learning recovers comparable index coefficients under moderate heterogeneity, while providing a more general and scalable framework.
format Preprint
id arxiv_https___arxiv_org_abs_2601_12178
institution arXiv
publishDate 2026
record_format arxiv
spellingShingle Federated Learning for the Design of Parametric Insurance Indices under Heterogeneous Renewable Production Losses
Niakh, Fallou
Machine Learning
We propose a federated learning framework for the calibration of parametric insurance indices under heterogeneous renewable energy production losses. Producers locally model their losses using Tweedie generalized linear models and private data, while a common index is learned through federated optimization without sharing raw observations. The approach accommodates heterogeneity in variance and link functions and directly minimizes a global deviance objective in a distributed setting. We implement and compare FedAvg, FedProx and FedOpt, and benchmark them against an existing approximation-based aggregation method. An empirical application to solar power production in Germany shows that federated learning recovers comparable index coefficients under moderate heterogeneity, while providing a more general and scalable framework.
title Federated Learning for the Design of Parametric Insurance Indices under Heterogeneous Renewable Production Losses
topic Machine Learning
url https://arxiv.org/abs/2601.12178