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Main Authors: Shama, Deeksha M., Emmanouilidou, Dimitra, Tashev, Ivan J.
Format: Preprint
Published: 2026
Subjects:
Online Access:https://arxiv.org/abs/2601.21965
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author Shama, Deeksha M.
Emmanouilidou, Dimitra
Tashev, Ivan J.
author_facet Shama, Deeksha M.
Emmanouilidou, Dimitra
Tashev, Ivan J.
contents Accurately monitoring cognitive load in real time is critical for Brain-Computer Interfaces (BCIs) that adapt to user engagement and support personalized learning. Electroencephalography (EEG) offers a non-invasive, cost-effective modality for capturing neural activity, though traditional methods often struggle with cross-subject variability and task-specific preprocessing. We propose leveraging Brain Foundation Models (BFMs), large pre-trained neural networks, to extract generalizable EEG features for cognitive load estimation. We adapt BFMs for long-term EEG monitoring and show that fine-tuning a small subset of layers yields improved accuracy over the state-of-the-art. Despite their scale, BFMs allow for real-time inference with a longer context window. To address often-overlooked interpretability challenges, we apply Partition SHAP (SHapley Additive exPlanations) to quantify feature importance. Our findings reveal consistent emphasis on prefrontal regions linked to cognitive control, while longitudinal trends suggest learning progression. These results position BFMs as efficient and interpretable tools for continuous cognitive load monitoring in real-world BCIs.
format Preprint
id arxiv_https___arxiv_org_abs_2601_21965
institution arXiv
publishDate 2026
record_format arxiv
spellingShingle Cognitive Load Estimation Using Brain Foundation Models and Interpretability for BCIs
Shama, Deeksha M.
Emmanouilidou, Dimitra
Tashev, Ivan J.
Human-Computer Interaction
Accurately monitoring cognitive load in real time is critical for Brain-Computer Interfaces (BCIs) that adapt to user engagement and support personalized learning. Electroencephalography (EEG) offers a non-invasive, cost-effective modality for capturing neural activity, though traditional methods often struggle with cross-subject variability and task-specific preprocessing. We propose leveraging Brain Foundation Models (BFMs), large pre-trained neural networks, to extract generalizable EEG features for cognitive load estimation. We adapt BFMs for long-term EEG monitoring and show that fine-tuning a small subset of layers yields improved accuracy over the state-of-the-art. Despite their scale, BFMs allow for real-time inference with a longer context window. To address often-overlooked interpretability challenges, we apply Partition SHAP (SHapley Additive exPlanations) to quantify feature importance. Our findings reveal consistent emphasis on prefrontal regions linked to cognitive control, while longitudinal trends suggest learning progression. These results position BFMs as efficient and interpretable tools for continuous cognitive load monitoring in real-world BCIs.
title Cognitive Load Estimation Using Brain Foundation Models and Interpretability for BCIs
topic Human-Computer Interaction
url https://arxiv.org/abs/2601.21965