UniFinEval: Towards Unified Evaluation of Financial Multimodal Models across Text, Images and Videos

Fuente: arXiv
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Autores principales: Yang, Zhi, Zeng, Lingfeng, Lou, Fangqi, Qi, Qi, Zhang, Wei, Wu, Zhenyu, Yu, Zhenxiong, Han, Jun, Jin, Zhiheng, Zhang, Lejie, Huang, Xiaoming, Liang, Xiaolong, Wei, Zheng, Zou, Junbo, Cheng, Dongpo, Liu, Zhaowei, Guo, Xin, Zhang, Rongjunchen, Zhang, Liwen
Formato: Preprint
Publicado: 2026
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author Yang, Zhi
Zeng, Lingfeng
Lou, Fangqi
Qi, Qi
Zhang, Wei
Wu, Zhenyu
Yu, Zhenxiong
Han, Jun
Jin, Zhiheng
Zhang, Lejie
Huang, Xiaoming
Liang, Xiaolong
Wei, Zheng
Zou, Junbo
Cheng, Dongpo
Liu, Zhaowei
Guo, Xin
Zhang, Rongjunchen
Zhang, Liwen
author_facet Yang, Zhi
Zeng, Lingfeng
Lou, Fangqi
Qi, Qi
Zhang, Wei
Wu, Zhenyu
Yu, Zhenxiong
Han, Jun
Jin, Zhiheng
Zhang, Lejie
Huang, Xiaoming
Liang, Xiaolong
Wei, Zheng
Zou, Junbo
Cheng, Dongpo
Liu, Zhaowei
Guo, Xin
Zhang, Rongjunchen
Zhang, Liwen
contents Multimodal large language models are playing an increasingly significant role in empowering the financial domain, however, the challenges they face, such as multimodal and high-density information and cross-modal multi-hop reasoning, go beyond the evaluation scope of existing multimodal benchmarks. To address this gap, we propose UniFinEval, the first unified multimodal benchmark designed for high-information-density financial environments, covering text, images, and videos. UniFinEval systematically constructs five core financial scenarios grounded in real-world financial systems: Financial Statement Auditing, Company Fundamental Reasoning, Industry Trend Insights, Financial Risk Sensing, and Asset Allocation Analysis. We manually construct a high-quality dataset consisting of 3,767 question-answer pairs in both chinese and english and systematically evaluate 10 mainstream MLLMs under Zero-Shot and CoT settings. Results show that Gemini-3-pro-preview achieves the best overall performance, yet still exhibits a substantial gap compared to financial experts. Further error analysis reveals systematic deficiencies in current models. UniFinEval aims to provide a systematic assessment of MLLMs' capabilities in fine-grained, high-information-density financial environments, thereby enhancing the robustness of MLLMs applications in real-world financial scenarios. Data and code are available at https://github.com/aifinlab/UniFinEval.
format Preprint
id arxiv_https___arxiv_org_abs_2601_22162
institution arXiv
publishDate 2026
record_format arxiv
spellingShingle UniFinEval: Towards Unified Evaluation of Financial Multimodal Models across Text, Images and Videos
Yang, Zhi
Zeng, Lingfeng
Lou, Fangqi
Qi, Qi
Zhang, Wei
Wu, Zhenyu
Yu, Zhenxiong
Han, Jun
Jin, Zhiheng
Zhang, Lejie
Huang, Xiaoming
Liang, Xiaolong
Wei, Zheng
Zou, Junbo
Cheng, Dongpo
Liu, Zhaowei
Guo, Xin
Zhang, Rongjunchen
Zhang, Liwen
General Finance
Artificial Intelligence
Computation and Language
Multimodal large language models are playing an increasingly significant role in empowering the financial domain, however, the challenges they face, such as multimodal and high-density information and cross-modal multi-hop reasoning, go beyond the evaluation scope of existing multimodal benchmarks. To address this gap, we propose UniFinEval, the first unified multimodal benchmark designed for high-information-density financial environments, covering text, images, and videos. UniFinEval systematically constructs five core financial scenarios grounded in real-world financial systems: Financial Statement Auditing, Company Fundamental Reasoning, Industry Trend Insights, Financial Risk Sensing, and Asset Allocation Analysis. We manually construct a high-quality dataset consisting of 3,767 question-answer pairs in both chinese and english and systematically evaluate 10 mainstream MLLMs under Zero-Shot and CoT settings. Results show that Gemini-3-pro-preview achieves the best overall performance, yet still exhibits a substantial gap compared to financial experts. Further error analysis reveals systematic deficiencies in current models. UniFinEval aims to provide a systematic assessment of MLLMs' capabilities in fine-grained, high-information-density financial environments, thereby enhancing the robustness of MLLMs applications in real-world financial scenarios. Data and code are available at https://github.com/aifinlab/UniFinEval.
title UniFinEval: Towards Unified Evaluation of Financial Multimodal Models across Text, Images and Videos
topic General Finance
Artificial Intelligence
Computation and Language
url https://arxiv.org/abs/2601.22162