Whispers of Wealth: Red-Teaming Google's Agent Payments Protocol via Prompt Injection

Fuente: arXiv
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Autores principales: Debi, Tanusree, Zhu, Wentian, Gupta, Pranjol Sen
Formato: Preprint
Publicado: 2026
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author Debi, Tanusree
Zhu, Wentian
Gupta, Pranjol Sen
author_facet Debi, Tanusree
Zhu, Wentian
Gupta, Pranjol Sen
contents Large language model (LLM) based agents are increasingly used to automate financial transactions, yet their reliance on contextual reasoning exposes payment systems to prompt-driven manipulation. The Agent Payments Protocol (AP2) aims to secure agent-led purchases through cryptographically verifiable mandates, but its practical robustness remains underexplored. In this work, we perform an AI red-teaming evaluation of AP2 and identify vulnerabilities arising from indirect and direct prompt injection. We introduce two attack techniques, the Branded Whisper Attack and the Vault Whisper Attack which manipulate product ranking and extract sensitive user data. Using a functional AP2 based shopping agent built with Gemini-2.5-Flash and the Google ADK framework, we experimentally validate that simple adversarial prompts can reliably subvert agent behavior. Our findings reveal critical weaknesses in current agentic payment architectures and highlight the need for stronger isolation and defensive safeguards in LLM-mediated financial systems.
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spellingShingle Whispers of Wealth: Red-Teaming Google's Agent Payments Protocol via Prompt Injection
Debi, Tanusree
Zhu, Wentian
Gupta, Pranjol Sen
Cryptography and Security
Artificial Intelligence
Large language model (LLM) based agents are increasingly used to automate financial transactions, yet their reliance on contextual reasoning exposes payment systems to prompt-driven manipulation. The Agent Payments Protocol (AP2) aims to secure agent-led purchases through cryptographically verifiable mandates, but its practical robustness remains underexplored. In this work, we perform an AI red-teaming evaluation of AP2 and identify vulnerabilities arising from indirect and direct prompt injection. We introduce two attack techniques, the Branded Whisper Attack and the Vault Whisper Attack which manipulate product ranking and extract sensitive user data. Using a functional AP2 based shopping agent built with Gemini-2.5-Flash and the Google ADK framework, we experimentally validate that simple adversarial prompts can reliably subvert agent behavior. Our findings reveal critical weaknesses in current agentic payment architectures and highlight the need for stronger isolation and defensive safeguards in LLM-mediated financial systems.
title Whispers of Wealth: Red-Teaming Google's Agent Payments Protocol via Prompt Injection
topic Cryptography and Security
Artificial Intelligence
url https://arxiv.org/abs/2601.22569