TessPay: Verify-then-Pay Infrastructure for Trusted Agentic Commerce

Fuente: arXiv
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Autori principali: Goenka, Mehul, Pathak, Tejas, Asthana, Siddharth
Natura: Preprint
Pubblicazione: 2026
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author Goenka, Mehul
Pathak, Tejas
Asthana, Siddharth
author_facet Goenka, Mehul
Pathak, Tejas
Asthana, Siddharth
contents The global economy is entering the era of Agentic Commerce, where autonomous agents can discover services, negotiate prices, and transact value. However adoption towards agentic commerce faces a foundational trust gap: current systems are built for direct human interactions rather than agent-driven operations. It lacks core primitives across three critical stages of agentic transactions. First, Task Delegation lacks means to translate user intent into defined scopes, discover appropriate agents, and securely authorize actions. Second, Payment Settlement for tasks is processed before execution, lacking verifiable evidence to validate the agent's work. Third, Audit Mechanisms fail to capture the full transaction lifecycle, preventing clear accountability for disputes. While emerging standards address fragments of this trust gap, there still remains a critical need for a unified infrastructure that binds the entire transaction lifecycle. To resolve this gap, we introduce TessPay, a unified infrastructure that replaces implicit trust with a 'Verify-then-Pay' architecture. It is a two plane architecture separating control and verification from settlement. TessPay operationalizes trust across four distinct stages: Before execution, agents are anchored in a canonical registry and user intent is captured as verifiable mandates, enabling stakeholder accountability. During execution, funds are locked in escrow while the agent executes the task and generates cryptographic evidence (TLS Notary, TEE etc.) to support Proof of Task Execution (PoTE). At settlement, the system verifies this evidence and releases funds only when the PoTE satisfies verification predicates; modular rail adapters ensure this PoTE-gated escrow remains chain-agnostic across heterogeneous payment rails. After settlement, TessPay preserves a tamper-evident audit trail to enable clear accountability for dispute resolution.
format Preprint
id arxiv_https___arxiv_org_abs_2602_00213
institution arXiv
publishDate 2026
record_format arxiv
spellingShingle TessPay: Verify-then-Pay Infrastructure for Trusted Agentic Commerce
Goenka, Mehul
Pathak, Tejas
Asthana, Siddharth
Cryptography and Security
Artificial Intelligence
Multiagent Systems
The global economy is entering the era of Agentic Commerce, where autonomous agents can discover services, negotiate prices, and transact value. However adoption towards agentic commerce faces a foundational trust gap: current systems are built for direct human interactions rather than agent-driven operations. It lacks core primitives across three critical stages of agentic transactions. First, Task Delegation lacks means to translate user intent into defined scopes, discover appropriate agents, and securely authorize actions. Second, Payment Settlement for tasks is processed before execution, lacking verifiable evidence to validate the agent's work. Third, Audit Mechanisms fail to capture the full transaction lifecycle, preventing clear accountability for disputes. While emerging standards address fragments of this trust gap, there still remains a critical need for a unified infrastructure that binds the entire transaction lifecycle. To resolve this gap, we introduce TessPay, a unified infrastructure that replaces implicit trust with a 'Verify-then-Pay' architecture. It is a two plane architecture separating control and verification from settlement. TessPay operationalizes trust across four distinct stages: Before execution, agents are anchored in a canonical registry and user intent is captured as verifiable mandates, enabling stakeholder accountability. During execution, funds are locked in escrow while the agent executes the task and generates cryptographic evidence (TLS Notary, TEE etc.) to support Proof of Task Execution (PoTE). At settlement, the system verifies this evidence and releases funds only when the PoTE satisfies verification predicates; modular rail adapters ensure this PoTE-gated escrow remains chain-agnostic across heterogeneous payment rails. After settlement, TessPay preserves a tamper-evident audit trail to enable clear accountability for dispute resolution.
title TessPay: Verify-then-Pay Infrastructure for Trusted Agentic Commerce
topic Cryptography and Security
Artificial Intelligence
Multiagent Systems
url https://arxiv.org/abs/2602.00213