Cyber Insurance, Audit, and Policy: Review, Analysis and Recommendations

Fuente: arXiv
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Auteurs principaux: Hanson, Danielle Jean, Straub, Jeremy
Format: Preprint
Publié: 2026
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author Hanson, Danielle Jean
Straub, Jeremy
author_facet Hanson, Danielle Jean
Straub, Jeremy
contents Cyber insurance, which protects insured organizations against financial losses from cyberattacks and data breaches, can be difficult and expensive to obtain for many organizations. These difficulties stem from insurers difficulty in understanding and accurately assessing the risks that they are undertaking. Cybersecurity audits, which are already implemented in many organizations for compliance and other purposes, present a potential solution to this challenge. This paper provides a structured review and analysis of prior work in this area, analysis of the challenges and potential benefits that cyber audits provide and recommendations for the use of cyber audits to reduce cyber insurance costs and improve its availability.
format Preprint
id arxiv_https___arxiv_org_abs_2602_03127
institution arXiv
publishDate 2026
record_format arxiv
spellingShingle Cyber Insurance, Audit, and Policy: Review, Analysis and Recommendations
Hanson, Danielle Jean
Straub, Jeremy
Cryptography and Security
Cyber insurance, which protects insured organizations against financial losses from cyberattacks and data breaches, can be difficult and expensive to obtain for many organizations. These difficulties stem from insurers difficulty in understanding and accurately assessing the risks that they are undertaking. Cybersecurity audits, which are already implemented in many organizations for compliance and other purposes, present a potential solution to this challenge. This paper provides a structured review and analysis of prior work in this area, analysis of the challenges and potential benefits that cyber audits provide and recommendations for the use of cyber audits to reduce cyber insurance costs and improve its availability.
title Cyber Insurance, Audit, and Policy: Review, Analysis and Recommendations
topic Cryptography and Security
url https://arxiv.org/abs/2602.03127