Stabilized Fine-Tuning with LoRA in Federated Learning: Mitigating the Side Effect of Client Size and Rank via the Scaling Factor

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Main Authors: Huang, Jiayu, Wu, Xiaohu, He, Tiantian, Lao, Qicheng
Format: Preprint
Published: 2026
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author Huang, Jiayu
Wu, Xiaohu
He, Tiantian
Lao, Qicheng
author_facet Huang, Jiayu
Wu, Xiaohu
He, Tiantian
Lao, Qicheng
contents Large Language Models (LLMs) are pivotal in natural language processing. The impracticality of full fine-tuning has prompted Parameter-Efficient Fine-Tuning (PEFT) methods like Low-Rank Adaptation (LoRA), optimizing low-rank matrices A and B. In distributed scenarios where privacy constraints necessitate Federated Learning (FL), however, the integration of LoRA is often unstable. Specifically, we identify that aggregating updates from multiple clients introduces statistical variance that scales with the client count, causing gradient collapse when using high-rank adapters. Existing scaling factor candidates, such as the one used by Rank-Stabilized LoRA, ignore the interaction caused by the aggregation process. To bridge this gap, this paper introduces Stabilized Federated LoRA (SFed-LoRA), a framework that theoretically characterizes the interaction between adapter rank and federated aggregation. We derive an optimal scaling factor designed to effectively mitigate the aggregation error accumulating across N clients. By correcting the scaling mismatch inherent in previous approaches, SFed-LoRA restores the efficacy of high-rank adaptation without altering the original model architecture or increasing inference latency. Extensive experiments in diverse tasks, model architectures, and heterogeneous data distributions are conducted to validate our results. We demonstrate that SFed-LoRA prevents high-rank collapse, and achieves significantly improved stability and faster convergence compared with state-of-the-art baselines for high-rank adaptation.
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id arxiv_https___arxiv_org_abs_2603_08058
institution arXiv
publishDate 2026
record_format arxiv
spellingShingle Stabilized Fine-Tuning with LoRA in Federated Learning: Mitigating the Side Effect of Client Size and Rank via the Scaling Factor
Huang, Jiayu
Wu, Xiaohu
He, Tiantian
Lao, Qicheng
Machine Learning
Large Language Models (LLMs) are pivotal in natural language processing. The impracticality of full fine-tuning has prompted Parameter-Efficient Fine-Tuning (PEFT) methods like Low-Rank Adaptation (LoRA), optimizing low-rank matrices A and B. In distributed scenarios where privacy constraints necessitate Federated Learning (FL), however, the integration of LoRA is often unstable. Specifically, we identify that aggregating updates from multiple clients introduces statistical variance that scales with the client count, causing gradient collapse when using high-rank adapters. Existing scaling factor candidates, such as the one used by Rank-Stabilized LoRA, ignore the interaction caused by the aggregation process. To bridge this gap, this paper introduces Stabilized Federated LoRA (SFed-LoRA), a framework that theoretically characterizes the interaction between adapter rank and federated aggregation. We derive an optimal scaling factor designed to effectively mitigate the aggregation error accumulating across N clients. By correcting the scaling mismatch inherent in previous approaches, SFed-LoRA restores the efficacy of high-rank adaptation without altering the original model architecture or increasing inference latency. Extensive experiments in diverse tasks, model architectures, and heterogeneous data distributions are conducted to validate our results. We demonstrate that SFed-LoRA prevents high-rank collapse, and achieves significantly improved stability and faster convergence compared with state-of-the-art baselines for high-rank adaptation.
title Stabilized Fine-Tuning with LoRA in Federated Learning: Mitigating the Side Effect of Client Size and Rank via the Scaling Factor
topic Machine Learning
url https://arxiv.org/abs/2603.08058