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Main Authors: Aldridge, Irene, An, Jolie, Burke, Riley, Cao, Michael, Chien, Chia-Yi, Deng, Kexin, Deng, Ruipeng, Gao, Yichen, Guo, Olivia, He, Shunran, Li, Zheng, Lin, George, Lin, Weihang, Lyu, Percy, Ng, Alex, Wang, Qi, Xiao, Hanxi, Xu, Dora, Xue, Yuanyuan, Zhang, Sheng, Zhang, Sirui, Zhang, Yun, Zhao, Sirui, Zhao, Xiaolong, Zhao, Yihan, Zheng, Waner
Format: Preprint
Published: 2026
Subjects:
Online Access:https://arxiv.org/abs/2604.21672
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author Aldridge, Irene
An, Jolie
Burke, Riley
Cao, Michael
Chien, Chia-Yi
Deng, Kexin
Deng, Ruipeng
Gao, Yichen
Guo, Olivia
He, Shunran
Li, Zheng
Lin, George
Lin, Weihang
Lyu, Percy
Ng, Alex
Wang, Qi
Xiao, Hanxi
Xu, Dora
Xue, Yuanyuan
Zhang, Sheng
Zhang, Sirui
Zhang, Yun
Zhao, Sirui
Zhao, Xiaolong
Zhao, Yihan
Zheng, Waner
author_facet Aldridge, Irene
An, Jolie
Burke, Riley
Cao, Michael
Chien, Chia-Yi
Deng, Kexin
Deng, Ruipeng
Gao, Yichen
Guo, Olivia
He, Shunran
Li, Zheng
Lin, George
Lin, Weihang
Lyu, Percy
Ng, Alex
Wang, Qi
Xiao, Hanxi
Xu, Dora
Xue, Yuanyuan
Zhang, Sheng
Zhang, Sirui
Zhang, Yun
Zhao, Sirui
Zhao, Xiaolong
Zhao, Yihan
Zheng, Waner
contents The emergence of agentic artificial intelligence (AI) represents a fundamental transformation in financial markets, characterized by autonomous systems capable of reasoning, planning, and adaptive decision-making with minimal human intervention. This comprehensive survey synthesizes recent advances in agentic AI across multiple dimensions of financial operations, including system architecture, market applications, regulatory frameworks, and systemic implications. We examine how agentic AI differs from traditional algorithmic trading and generative AI through its capacity for goal-oriented autonomy, continuous learning, and multi-agent coordination. Our analysis shows that while agentic AI offers substantial potential for enhanced market efficiency, liquidity provision, and risk management, it also introduces novel challenges related to market stability, regulatory compliance, interpretability, and systemic risk. Through a systematic review of foundational research, technical architectures, market applications, and governance frameworks, this survey provides scholars and practitioners with a structured understanding of how agentic AI is reshaping financial markets and identifies critical research directions for ensuring that these systems enhance both operational efficiency and market resilience.
format Preprint
id arxiv_https___arxiv_org_abs_2604_21672
institution arXiv
publishDate 2026
record_format arxiv
spellingShingle Agentic Artificial Intelligence in Finance: A Comprehensive Survey
Aldridge, Irene
An, Jolie
Burke, Riley
Cao, Michael
Chien, Chia-Yi
Deng, Kexin
Deng, Ruipeng
Gao, Yichen
Guo, Olivia
He, Shunran
Li, Zheng
Lin, George
Lin, Weihang
Lyu, Percy
Ng, Alex
Wang, Qi
Xiao, Hanxi
Xu, Dora
Xue, Yuanyuan
Zhang, Sheng
Zhang, Sirui
Zhang, Yun
Zhao, Sirui
Zhao, Xiaolong
Zhao, Yihan
Zheng, Waner
Econometrics
Computational Finance
The emergence of agentic artificial intelligence (AI) represents a fundamental transformation in financial markets, characterized by autonomous systems capable of reasoning, planning, and adaptive decision-making with minimal human intervention. This comprehensive survey synthesizes recent advances in agentic AI across multiple dimensions of financial operations, including system architecture, market applications, regulatory frameworks, and systemic implications. We examine how agentic AI differs from traditional algorithmic trading and generative AI through its capacity for goal-oriented autonomy, continuous learning, and multi-agent coordination. Our analysis shows that while agentic AI offers substantial potential for enhanced market efficiency, liquidity provision, and risk management, it also introduces novel challenges related to market stability, regulatory compliance, interpretability, and systemic risk. Through a systematic review of foundational research, technical architectures, market applications, and governance frameworks, this survey provides scholars and practitioners with a structured understanding of how agentic AI is reshaping financial markets and identifies critical research directions for ensuring that these systems enhance both operational efficiency and market resilience.
title Agentic Artificial Intelligence in Finance: A Comprehensive Survey
topic Econometrics
Computational Finance
url https://arxiv.org/abs/2604.21672