Think When Needed: Adaptive Reasoning-Driven Multimodal Embeddings with a Dual-LoRA Architecture

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Hauptverfasser: Zhang, Longxiang, Dai, Weilong, Zhang, Guanghao, Jiang, Hao, Huang, Pipei
Format: Preprint
Veröffentlicht: 2026
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author Zhang, Longxiang
Dai, Weilong
Zhang, Guanghao
Jiang, Hao
Huang, Pipei
author_facet Zhang, Longxiang
Dai, Weilong
Zhang, Guanghao
Jiang, Hao
Huang, Pipei
contents Multimodal large language models (MLLMs) have emerged as a powerful backbone for multimodal embeddings. Recent methods introduce chain-of-thought (CoT) reasoning into the embedding pipeline to improve retrieval quality, but remain costly in both model size and inference cost. They typically employ separate reasoner and embedder with substantial parameter overhead, and generate CoT indiscriminately for every input. However, we observe that for simple inputs, discriminative embeddings already perform well, and redundant reasoning can even mislead the model, degrading performance. To address these limitations, we propose Think When Needed (TWN), a unified multimodal embedding framework with adaptive reasoning. TWN introduces a dual-LoRA architecture that attaches reasoning and embedding adapters to a shared frozen backbone, detaching gradients at their interface to mitigate gradient conflicts introduced by joint optimization while keeping parameters close to a single model. Building on this, an adaptive think mechanism uses a self-supervised routing gate to decide per input whether to generate CoT, skipping unnecessary reasoning to reduce inference overhead and even improve retrieval quality. We further explore embedding-guided RL to optimize CoT quality beyond supervised training. On the 78 tasks of MMEB-V2, TWN achieves state-of-the-art embedding quality while being substantially more efficient than existing generative methods, requiring only 3-5% additional parameters relative to the backbone and up to 50% fewer reasoning tokens compared to the full generative mode.
format Preprint
id arxiv_https___arxiv_org_abs_2605_14448
institution arXiv
publishDate 2026
record_format arxiv
spellingShingle Think When Needed: Adaptive Reasoning-Driven Multimodal Embeddings with a Dual-LoRA Architecture
Zhang, Longxiang
Dai, Weilong
Zhang, Guanghao
Jiang, Hao
Huang, Pipei
Computer Vision and Pattern Recognition
Computation and Language
Information Retrieval
Multimodal large language models (MLLMs) have emerged as a powerful backbone for multimodal embeddings. Recent methods introduce chain-of-thought (CoT) reasoning into the embedding pipeline to improve retrieval quality, but remain costly in both model size and inference cost. They typically employ separate reasoner and embedder with substantial parameter overhead, and generate CoT indiscriminately for every input. However, we observe that for simple inputs, discriminative embeddings already perform well, and redundant reasoning can even mislead the model, degrading performance. To address these limitations, we propose Think When Needed (TWN), a unified multimodal embedding framework with adaptive reasoning. TWN introduces a dual-LoRA architecture that attaches reasoning and embedding adapters to a shared frozen backbone, detaching gradients at their interface to mitigate gradient conflicts introduced by joint optimization while keeping parameters close to a single model. Building on this, an adaptive think mechanism uses a self-supervised routing gate to decide per input whether to generate CoT, skipping unnecessary reasoning to reduce inference overhead and even improve retrieval quality. We further explore embedding-guided RL to optimize CoT quality beyond supervised training. On the 78 tasks of MMEB-V2, TWN achieves state-of-the-art embedding quality while being substantially more efficient than existing generative methods, requiring only 3-5% additional parameters relative to the backbone and up to 50% fewer reasoning tokens compared to the full generative mode.
title Think When Needed: Adaptive Reasoning-Driven Multimodal Embeddings with a Dual-LoRA Architecture
topic Computer Vision and Pattern Recognition
Computation and Language
Information Retrieval
url https://arxiv.org/abs/2605.14448