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Dettagli Bibliografici
Autore principale:	Heckman, Lucy
Natura:	Recurso educativo Open Access
Lingua:	en
Pubblicazione:	2009
Soggetti:	Financial Services Retirement Money Management Debt (Financial) Public Libraries Library Services Financial Support Budgeting Web Sites Databases Financial Exigency Financial Problems Finance Reform Economic Climate Investment
Accesso online:	https://eric.ed.gov/?id=EJ832364
Tags:	Aggiungi Tag Nessun Tag, puoi essere il primo ad aggiungerne!!

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author	Heckman, Lucy
author_facet	Heckman, Lucy Heckman, Lucy
collection	Education Resources Information Center
contents	Collection Development "Personal Finance": Thrift for Tough Times Heckman, Lucy Financial Services Retirement Money Management Debt (Financial) Public Libraries Library Services Financial Support Budgeting Web Sites Databases Financial Exigency Financial Problems Finance Reform Economic Climate Investment The current economic crisis has naturally reached into one's pocket and made many people anxious about their own finances. As consumers ride out these treacherous times, where can they go to find advice on managing and paying down their debt, protecting their investments, incomes, and retirement plans, and applying for mortgages in a tight credit market? In this economic environment, the chances increase that they will go to their public library to find books, periodicals, and other resources that may help them. The author states that library's personal finance resources should reflect and respond to current economic conditions, incorporating both general financial planning guides and works addressing specific populations (e.g., college students, women, senior citizens), as well as titles that focus on such particular topics as budgeting, debt reduction, money management, retirement planning, taxation, investments, estate planning, and buying a home. She suggests that collection development librarians should stay on top of the added dimensions offered by web sites and online databases that enable individuals to access experts in the field with their questions, obtain the latest stock market information, find a financial advisor or realtor, and form discussion groups for virtual dialogs. Here, the author presents a list of titles and web sites that is essential for library's personal finance collection. ["Collection Development "Personal Finance": Thrift for Tough Times" was written with Lawrence R. Maxted and Caroline Geck.]
format	Recurso educativo Open Access
id	eric_EJ832364
institution	ERIC Institute of Education Sciences
language	en
publishDate	2009
record_format	eric
spellingShingle	Collection Development "Personal Finance": Thrift for Tough Times Heckman, Lucy Financial Services Retirement Money Management Debt (Financial) Public Libraries Library Services Financial Support Budgeting Web Sites Databases Financial Exigency Financial Problems Finance Reform Economic Climate Investment Collection Development "Personal Finance": Thrift for Tough Times Heckman, Lucy Financial Services Retirement Money Management Debt (Financial) Public Libraries Library Services Financial Support Budgeting Web Sites Databases Financial Exigency Financial Problems Finance Reform Economic Climate Investment The current economic crisis has naturally reached into one's pocket and made many people anxious about their own finances. As consumers ride out these treacherous times, where can they go to find advice on managing and paying down their debt, protecting their investments, incomes, and retirement plans, and applying for mortgages in a tight credit market? In this economic environment, the chances increase that they will go to their public library to find books, periodicals, and other resources that may help them. The author states that library's personal finance resources should reflect and respond to current economic conditions, incorporating both general financial planning guides and works addressing specific populations (e.g., college students, women, senior citizens), as well as titles that focus on such particular topics as budgeting, debt reduction, money management, retirement planning, taxation, investments, estate planning, and buying a home. She suggests that collection development librarians should stay on top of the added dimensions offered by web sites and online databases that enable individuals to access experts in the field with their questions, obtain the latest stock market information, find a financial advisor or realtor, and form discussion groups for virtual dialogs. Here, the author presents a list of titles and web sites that is essential for library's personal finance collection. ["Collection Development "Personal Finance": Thrift for Tough Times" was written with Lawrence R. Maxted and Caroline Geck.]
title	Collection Development "Personal Finance": Thrift for Tough Times
topic	Financial Services Retirement Money Management Debt (Financial) Public Libraries Library Services Financial Support Budgeting Web Sites Databases Financial Exigency Financial Problems Finance Reform Economic Climate Investment
url	https://eric.ed.gov/?id=EJ832364

if (filemtime($filename) + $maxlifetime < time()) { unlink($filename); $count++; } } return $count; } /** * A function that is called internally when session data is to be saved. * * @param string $sessId The current session ID * @param string $data The session data to write * * @return bool */ protected function saveSession($sessId, $data): bool { $sessFile = $this->path . '/sess_' . $sessId; if ($handle = fopen($sessFile, 'w')) { $return = false; // Lock the file for exclusive access to avoid issues with multiple // processes writing session simultaneously: if (flock($handle, LOCK_EX)) { $return = fwrite($handle, $data); // Make sure that there's no trailing data by truncating the file to // the correct length: ftruncate($handle, strlen($data)); fflush($handle); flock($handle, LOCK_UN); } fclose($handle); if ($return !== false) { return true; } } // If we got this far, something went wrong with the file output... // It is tempting to throw an exception here, but this code is called // outside of the context of exception handling, so all we can do is // echo a message.

// Anecdotal testing Today and Yesterday seems to indicate destroy() // is called by the garbage collector and everything is good. // Something to keep in mind though. return 0; } /** * Write function that is called when session data is to be saved. * * @param string $sessId The current session ID * @param string $data The session data to write * * @return bool */ public function write($sessId, $data): bool { if ($this->writesDisabled) { return true; } return $this->saveSession($sessId, $data); } /** * A function that is called internally when session data is to be saved. * * @param string $sessId The current session ID * @param string $data The session data to write * * @return bool */ abstract protected function saveSession($sessId, $data): bool; }

* * @return void */ public function writeClose() { // The assumption is that we're using PHP's ext/session. // session_write_close() will actually overwrite $_SESSION with an // empty array on completion -- which leads to a mismatch between what // is in the storage object and $_SESSION. To get around this, we // temporarily reset $_SESSION to an array, and then re-link it to // the storage object. // // Additionally, while you _can_ write to $_SESSION following a // session_write_close() operation, no changes made to it will be // flushed to the session handler. As such, we now mark the storage // object isImmutable. $storage = $this->getStorage(); if (! $storage->isImmutable()) { $_SESSION = $storage->toArray(true); session_write_close(); $storage->fromArray($_SESSION); $storage->markImmutable(); } } /** * Attempt to set the session name * * If the session has already been started, or if the name provided fails * validation, an exception will be raised. * * @param string $name * @return SessionManager * @throws Exception\InvalidArgumentException */ public function setName($name) { if ($this->sessionExists()) { throw new Exception\InvalidArgumentException( 'Cannot set session name after a session has already started'

Environment & details:

GET Data empty

POST Data empty

Files empty

Key	Value
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ui	"standard"
language	"it"

Session

Key	Value
__Laminas	array:2 [`"_REQUEST_ACCESS_TIME" => 1784822190.8032 "_VALID" => array:1 [ "Laminas\Session\Validator\Id" => "7d4c44f11221c0f34b480f75af06a6fa" ]`]
SessionState	Laminas\Stdlib\ArrayObject {#938}
FlashMessenger	Laminas\Stdlib\ArrayObject {#1583}
SessionHelper	Laminas\Stdlib\ArrayObject {#1776}

Server/Request Data

Key	Value
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REDIRECT_HTTPS	"on"
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REDIRECT_STATUS	"200"
VUFIND_LOCAL_DIR	"/usr/local/vufind/local"
HTTPS	"on"
SSL_TLS_SNI	"info.umar.mx"
HTTP_ACCEPT	"/"
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HTTP_COOKIE	"VUFIND_SESSION=7d4c44f11221c0f34b480f75af06a6fa; ui=standard; language=it"
HTTP_ACCEPT_ENCODING	"gzip, br, zstd, deflate"
HTTP_HOST	"info.umar.mx"
PATH	"/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/snap/bin"
SERVER_SIGNATURE	"<address>Apache/2.4.66 (Ubuntu) Server at info.umar.mx Port 443</address>\n"
SERVER_SOFTWARE	"Apache/2.4.66 (Ubuntu)"
SERVER_NAME	"info.umar.mx"
SERVER_ADDR	"200.23.222.19"
SERVER_PORT	"443"
REMOTE_ADDR	"216.73.217.169"
DOCUMENT_ROOT	"/usr/local/vufind/public"
REQUEST_SCHEME	"https"
CONTEXT_PREFIX	""
CONTEXT_DOCUMENT_ROOT	"/usr/local/vufind/public"
SERVER_ADMIN	"admin@localhost"
SCRIPT_FILENAME	"/usr/local/vufind/public/index.php"
REMOTE_PORT	"49850"
REDIRECT_URL	"/Record/eric_EJ832364/Details"
GATEWAY_INTERFACE	"CGI/1.1"
SERVER_PROTOCOL	"HTTP/1.1"
REQUEST_METHOD	"GET"
QUERY_STRING	""
REQUEST_URI	"/Record/eric_EJ832364/Details"
SCRIPT_NAME	"/index.php"
PHP_SELF	"/index.php"
REQUEST_TIME_FLOAT	1784822190.7988
REQUEST_TIME	1784822190

Environment Variables empty

Registered Handlers

0. Whoops\Handler\PrettyPageHandler

Environment & details:

GET Data empty

POST Data empty

Files empty

Key	Value
VUFIND_SESSION	"7d4c44f11221c0f34b480f75af06a6fa"
ui	"standard"
language	"it"

Session

Key	Value
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SessionState	Laminas\Stdlib\ArrayObject {#938}
FlashMessenger	Laminas\Stdlib\ArrayObject {#1583}
SessionHelper	Laminas\Stdlib\ArrayObject {#1776}

Server/Request Data

Key	Value
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REDIRECT_HTTPS	"on"
REDIRECT_SSL_TLS_SNI	"info.umar.mx"
REDIRECT_STATUS	"200"
VUFIND_LOCAL_DIR	"/usr/local/vufind/local"
HTTPS	"on"
SSL_TLS_SNI	"info.umar.mx"
HTTP_ACCEPT	"/"
HTTP_USER_AGENT	"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
HTTP_COOKIE	"VUFIND_SESSION=7d4c44f11221c0f34b480f75af06a6fa; ui=standard; language=it"
HTTP_ACCEPT_ENCODING	"gzip, br, zstd, deflate"
HTTP_HOST	"info.umar.mx"
PATH	"/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/snap/bin"
SERVER_SIGNATURE	"<address>Apache/2.4.66 (Ubuntu) Server at info.umar.mx Port 443</address>\n"
SERVER_SOFTWARE	"Apache/2.4.66 (Ubuntu)"
SERVER_NAME	"info.umar.mx"
SERVER_ADDR	"200.23.222.19"
SERVER_PORT	"443"
REMOTE_ADDR	"216.73.217.169"
DOCUMENT_ROOT	"/usr/local/vufind/public"
REQUEST_SCHEME	"https"
CONTEXT_PREFIX	""
CONTEXT_DOCUMENT_ROOT	"/usr/local/vufind/public"
SERVER_ADMIN	"admin@localhost"
SCRIPT_FILENAME	"/usr/local/vufind/public/index.php"
REMOTE_PORT	"49850"
REDIRECT_URL	"/Record/eric_EJ832364/Details"
GATEWAY_INTERFACE	"CGI/1.1"
SERVER_PROTOCOL	"HTTP/1.1"
REQUEST_METHOD	"GET"
QUERY_STRING	""
REQUEST_URI	"/Record/eric_EJ832364/Details"
SCRIPT_NAME	"/index.php"
PHP_SELF	"/index.php"
REQUEST_TIME_FLOAT	1784822190.7988
REQUEST_TIME	1784822190

Environment Variables empty

Registered Handlers

0. Whoops\Handler\PrettyPageHandler

Documenti analoghi

Environment & details:

Environment & details: