Cita APA (7a ed.)

Matul, M., Dalal, A., Bock, O. D., & Gelade, W. (2013). Why people do not buy microinsurance and what can we do about it. International Labour Organization.

Cita Chicago Style (17a ed.)

Matul, Michal, Aparna Dalal, Ombeline De Bock, y Wouter Gelade. Why People Do Not Buy Microinsurance and What Can We Do About It. International Labour Organization, 2013.

Cita MLA (9a ed.)

Matul, Michal, et al. Why People Do Not Buy Microinsurance and What Can We Do About It. International Labour Organization, 2013.