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Bibliographic Details
Main Author:	Luis Alberto Chaves González
Format:	Artículo científico
Language:	es
Published:	Universidad de Costa Rica 2013
Subjects:	Sociología COSTA RICA TASAS DE INTERÉS SISTEMA FINANCIERO TARJETAS DE CRÉDITO POLÍTICA FINANCIERA
Online Access:	https://www.redalyc.org/articulo.oa?id=15329873010
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author	Luis Alberto Chaves González
author_facet	Luis Alberto Chaves González
contents	REGULACIÓN DE LAS TARJETAS DE CRÉDITO EN COSTA RICA Luis Alberto Chaves González Sociología COSTA RICA TASAS DE INTERÉS SISTEMA FINANCIERO TARJETAS DE CRÉDITO POLÍTICA FINANCIERA El presente artículo tiene como objetivo abordar la temática de las tarjetas de crédito y las deficiencias en las políticas públicas para esa materia en Costa Rica, desde la perspectiva del Reglamento de Tarjetas de Crédito y Débito, el cual protege derechos como la confidencialidad, la discreción en el manejo de los datos y el derecho a la información; sin embargo, es limitado en cuanto a regular y promover un equilibrio del sistema financiero, que además permita proteger a los tarjetahabientes del exceso en las tasas de intereses. 2013 artículo científico 0482-5276 https://www.redalyc.org/articulo.oa?id=15329873010 es http://www.redalyc.org/revista.oa?id=153 Revista de Ciencias Sociales (Cr) application/pdf Universidad de Costa Rica Revista de Ciencias Sociales (Cr) (Costa Rica) Num.139 Vol.I
format	Artículo científico
id	redalyc_15329873010
language	es
publishDate	2013
publisher	Universidad de Costa Rica
spellingShingle	REGULACIÓN DE LAS TARJETAS DE CRÉDITO EN COSTA RICA Luis Alberto Chaves González Sociología COSTA RICA TASAS DE INTERÉS SISTEMA FINANCIERO TARJETAS DE CRÉDITO POLÍTICA FINANCIERA REGULACIÓN DE LAS TARJETAS DE CRÉDITO EN COSTA RICA Luis Alberto Chaves González Sociología COSTA RICA TASAS DE INTERÉS SISTEMA FINANCIERO TARJETAS DE CRÉDITO POLÍTICA FINANCIERA El presente artículo tiene como objetivo abordar la temática de las tarjetas de crédito y las deficiencias en las políticas públicas para esa materia en Costa Rica, desde la perspectiva del Reglamento de Tarjetas de Crédito y Débito, el cual protege derechos como la confidencialidad, la discreción en el manejo de los datos y el derecho a la información; sin embargo, es limitado en cuanto a regular y promover un equilibrio del sistema financiero, que además permita proteger a los tarjetahabientes del exceso en las tasas de intereses. 2013 artículo científico 0482-5276 https://www.redalyc.org/articulo.oa?id=15329873010 es http://www.redalyc.org/revista.oa?id=153 Revista de Ciencias Sociales (Cr) application/pdf Universidad de Costa Rica Revista de Ciencias Sociales (Cr) (Costa Rica) Num.139 Vol.I
title	REGULACIÓN DE LAS TARJETAS DE CRÉDITO EN COSTA RICA
topic	Sociología COSTA RICA TASAS DE INTERÉS SISTEMA FINANCIERO TARJETAS DE CRÉDITO POLÍTICA FINANCIERA
url	https://www.redalyc.org/articulo.oa?id=15329873010

if (filemtime($filename) + $maxlifetime < time()) { unlink($filename); $count++; } } return $count; } /** * A function that is called internally when session data is to be saved. * * @param string $sessId The current session ID * @param string $data The session data to write * * @return bool */ protected function saveSession($sessId, $data): bool { $sessFile = $this->path . '/sess_' . $sessId; if ($handle = fopen($sessFile, 'w')) { $return = false; // Lock the file for exclusive access to avoid issues with multiple // processes writing session simultaneously: if (flock($handle, LOCK_EX)) { $return = fwrite($handle, $data); // Make sure that there's no trailing data by truncating the file to // the correct length: ftruncate($handle, strlen($data)); fflush($handle); flock($handle, LOCK_UN); } fclose($handle); if ($return !== false) { return true; } } // If we got this far, something went wrong with the file output... // It is tempting to throw an exception here, but this code is called // outside of the context of exception handling, so all we can do is // echo a message.

// Anecdotal testing Today and Yesterday seems to indicate destroy() // is called by the garbage collector and everything is good. // Something to keep in mind though. return 0; } /** * Write function that is called when session data is to be saved. * * @param string $sessId The current session ID * @param string $data The session data to write * * @return bool */ public function write($sessId, $data): bool { if ($this->writesDisabled) { return true; } return $this->saveSession($sessId, $data); } /** * A function that is called internally when session data is to be saved. * * @param string $sessId The current session ID * @param string $data The session data to write * * @return bool */ abstract protected function saveSession($sessId, $data): bool; }

* * @return void */ public function writeClose() { // The assumption is that we're using PHP's ext/session. // session_write_close() will actually overwrite $_SESSION with an // empty array on completion -- which leads to a mismatch between what // is in the storage object and $_SESSION. To get around this, we // temporarily reset $_SESSION to an array, and then re-link it to // the storage object. // // Additionally, while you _can_ write to $_SESSION following a // session_write_close() operation, no changes made to it will be // flushed to the session handler. As such, we now mark the storage // object isImmutable. $storage = $this->getStorage(); if (! $storage->isImmutable()) { $_SESSION = $storage->toArray(true); session_write_close(); $storage->fromArray($_SESSION); $storage->markImmutable(); } } /** * Attempt to set the session name * * If the session has already been started, or if the name provided fails * validation, an exception will be raised. * * @param string $name * @return SessionManager * @throws Exception\InvalidArgumentException */ public function setName($name) { if ($this->sessionExists()) { throw new Exception\InvalidArgumentException( 'Cannot set session name after a session has already started'

Environment & details:

GET Data empty

POST Data empty

Files empty

Key	Value
language	"en"
ui	"standard"
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Session

Key	Value
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SessionState	Laminas\Stdlib\ArrayObject {#938}
FlashMessenger	Laminas\Stdlib\ArrayObject {#1583}
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SCRIPT_NAME	"/index.php"
PHP_SELF	"/index.php"
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Environment Variables empty

Registered Handlers

0. Whoops\Handler\PrettyPageHandler

Environment & details:

GET Data empty

POST Data empty

Files empty

Key	Value
language	"en"
ui	"standard"
VUFIND_SESSION	"efe40e04aee2b1cd252641c9a90be392"

Session

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FlashMessenger	Laminas\Stdlib\ArrayObject {#1583}
SessionHelper	Laminas\Stdlib\ArrayObject {#1776}

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Key	Value
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REDIRECT_STATUS	"200"
VUFIND_LOCAL_DIR	"/usr/local/vufind/local"
HTTPS	"on"
SSL_TLS_SNI	"info.umar.mx"
HTTP_ACCEPT	"/"
HTTP_USER_AGENT	"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
HTTP_COOKIE	"language=en; ui=standard; VUFIND_SESSION=efe40e04aee2b1cd252641c9a90be392"
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SERVER_PORT	"443"
REMOTE_ADDR	"216.73.217.30"
DOCUMENT_ROOT	"/usr/local/vufind/public"
REQUEST_SCHEME	"https"
CONTEXT_PREFIX	""
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SERVER_ADMIN	"admin@localhost"
SCRIPT_FILENAME	"/usr/local/vufind/public/index.php"
REMOTE_PORT	"20003"
REDIRECT_URL	"/Record/redalyc_15329873010/Details"
GATEWAY_INTERFACE	"CGI/1.1"
SERVER_PROTOCOL	"HTTP/1.1"
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REQUEST_URI	"/Record/redalyc_15329873010/Details"
SCRIPT_NAME	"/index.php"
PHP_SELF	"/index.php"
REQUEST_TIME_FLOAT	1784399890.2581
REQUEST_TIME	1784399890

Environment Variables empty

Registered Handlers

0. Whoops\Handler\PrettyPageHandler

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Environment & details: