The challenge faced by Insurance Companies with the introduction of the Expected Return in Spain
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Redalyc
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| Natura: | Artículo científico |
| Lingua: | en |
| Pubblicazione: |
Portal Universia S.A.
2016
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| _version_ | 1876428093551280128 |
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| author | José Enrique Devesa Carpio |
| author_facet | José Enrique Devesa Carpio |
| contents | The challenge faced by Insurance Companies with the introduction of the Expected Return in Spain José Enrique Devesa Carpio Mar Devesa Carpio Juan José Alonso Fernández Inmaculada Domínguez Fabián Robert Meneu Gaya Borja Encinas Goenechea Administración y Contabilidad insurances transparency Expected Return product comparison The inclusion of the Expected Return into the rules governing the insurance regulation in Spain may be considered an important step to improve the transparency of the insurance system. The implementation of the Expected Return will allow to carry out a comparison, in terms of profitability, between insurance products offered by different companies. One of the objectives of this paper is to propose the methodology that should be followed for the calculation of the Expected Return, so that this indicator fulfills its main purpose: to compare different insurance products. The second contribution of this paper will allow to analyze the impact that the change in the premium value has on the Expected Return, so that it can become a new element to be considered by insurance companies. 2016 artículo científico 1698-5117 https://www.redalyc.org/articulo.oa?id=43348820003 en http://www.redalyc.org/revista.oa?id=433 Universia Business Review application/pdf Portal Universia S.A. Universia Business Review (España) Num.52 |
| format | Artículo científico |
| id | redalyc_43348820003 |
| institution | Redalyc |
| language | en |
| publishDate | 2016 |
| publisher | Portal Universia S.A. |
| spellingShingle | The challenge faced by Insurance Companies with the introduction of the Expected Return in Spain José Enrique Devesa Carpio Administración y Contabilidad insurances transparency Expected Return product comparison The challenge faced by Insurance Companies with the introduction of the Expected Return in Spain José Enrique Devesa Carpio Mar Devesa Carpio Juan José Alonso Fernández Inmaculada Domínguez Fabián Robert Meneu Gaya Borja Encinas Goenechea Administración y Contabilidad insurances transparency Expected Return product comparison The inclusion of the Expected Return into the rules governing the insurance regulation in Spain may be considered an important step to improve the transparency of the insurance system. The implementation of the Expected Return will allow to carry out a comparison, in terms of profitability, between insurance products offered by different companies. One of the objectives of this paper is to propose the methodology that should be followed for the calculation of the Expected Return, so that this indicator fulfills its main purpose: to compare different insurance products. The second contribution of this paper will allow to analyze the impact that the change in the premium value has on the Expected Return, so that it can become a new element to be considered by insurance companies. 2016 artículo científico 1698-5117 https://www.redalyc.org/articulo.oa?id=43348820003 en http://www.redalyc.org/revista.oa?id=433 Universia Business Review application/pdf Portal Universia S.A. Universia Business Review (España) Num.52 |
| title | The challenge faced by Insurance Companies with the introduction of the Expected Return in Spain |
| topic | Administración y Contabilidad insurances transparency Expected Return product comparison |
| url | https://www.redalyc.org/articulo.oa?id=43348820003 |