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| Format: | Artículo científico |
| Language: | en |
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Instituto Politécnico Nacional
2016
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| Online Access: | https://www.redalyc.org/articulo.oa?id=456046142005 https://www.redalyc.org/journal/4560/456046142005/ https://www.redalyc.org/journal/4560/456046142005/html/ https://www.redalyc.org/journal/4560/456046142005/456046142005.epub https://www.redalyc.org/journal/4560/456046142005/movil |
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Table of Contents:
- Financial Companies Regulated of Multiple Purpose in Mexico; an Alternative Model to Manage the Probability of Default of Revolving Loans. Jose Carlos Trejo García Miguel Ángel Martínez García Mayra Daniela Carrillo García Administración y Contabilidad banks and credit estimation models Econometric methods optimization techniques This research suggests a particular probability of default model to Microfinances Regulated in Mexi-co (SOFOM ER), based on the use of own mixed variables (continuous and dichotomous) according to the credit behavior and the optimization by maximum likelihood. Financial indicators such as savings, as-sets and profits were used nationwide to reaffirm an implementation of new and more profitable model in the sector of Mexico, indicating a yield of about 4% with the optimized credit model. Within the limitations of the research lies the lack of robust information and free consultation, due to bank secrecy in Mexico. 2016 artículo científico 1870-6614 https://www.redalyc.org/articulo.oa?id=456046142005 https://www.redalyc.org/journal/4560/456046142005/ https://www.redalyc.org/journal/4560/456046142005/html/ https://www.redalyc.org/journal/4560/456046142005/456046142005.epub https://www.redalyc.org/journal/4560/456046142005/movil en http://www.redalyc.org/revista.oa?id=4560 Investigación Administrativa application/pdf Instituto Politécnico Nacional Investigación Administrativa (México) Num.117