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Bibliographic Details
Main Author:	Fernando José Zambrano-Farías
Format:	Artículo científico
Language:	es
Published:	Universidad Politécnica Salesiana 2021
Subjects:	Economía y Finanzas finanzas rentabilidad microempresas endeudamiento Ratio financiero
Online Access:	https://www.redalyc.org/articulo.oa?id=504568573003 https://www.redalyc.org/journal/5045/504568573003/ https://www.redalyc.org/journal/5045/504568573003/html/ https://www.redalyc.org/journal/5045/504568573003/504568573003.epub https://www.redalyc.org/journal/5045/504568573003/movil https://doi.org/10.17163/ret.n22.2021.03
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Análisis de rentabilidad, endeudamiento y liquidez de microempresas en Ecuador Fernando José Zambrano-Farías María Estefanía Sánchez-Pacheco Sara Rocío Correa-Soto Economía y Finanzas finanzas rentabilidad microempresas endeudamiento Ratio financiero Las microempresas representan un componente significativo para el progreso económico de Ecuador. Esta investigación analiza y compara indicadores financieros como la rentabilidad financiera, el endeudamiento y la liquidez corriente de las microempresas de la provincia del Guayas con las del resto de provincias de Ecuador. El análisis utilizó una metodología cuantitativa de tipo descriptiva de diseño transversal para 13 768 microempresas de la provincia del Guayas y 16 093 microempresas del resto de las provincias de Ecuador que reportaron su información financiera a la Superintendencia de Compañías, Valores y Seguros al año 2019. Para comparar estos grupos se realizó una prueba t para muestras independientes con varianzas desiguales. Los resultados de esta investigación indican que, con un nivel de confianza del 95 %, el promedio de endeudamiento y la liquidez corriente media son mayores en la provincia del Guayas mientras que las microempresas del resto de Ecuador reportan una mejor rentabilidad financiera promedio. A pesar de que la provincia del Guayas tiene el mayor porcentaje de microempresas en el país, no es condición suficiente para concluir que sus indicadores financieros, en promedio, son mejores que los del resto de Ecuador. Esta investigación pretende ser un aporte al desarrollo de líneas de trabajo que contribuyan a la elaboración y diseño de políticas que ayuden a la supervivencia y desempeño empresarial de las microempresas. 2021 artículo científico 1390-6291 https://www.redalyc.org/articulo.oa?id=504568573003 https://www.redalyc.org/journal/5045/504568573003/ https://www.redalyc.org/journal/5045/504568573003/html/ https://www.redalyc.org/journal/5045/504568573003/504568573003.epub https://www.redalyc.org/journal/5045/504568573003/movil https://doi.org/10.17163/ret.n22.2021.03 es http://www.redalyc.org/revista.oa?id=5045 RETOS. Revista de Ciencias de la Administración y Economía application/pdf Universidad Politécnica Salesiana RETOS. Revista de Ciencias de la Administración y Economía (Ecuador) Num.22 Vol.11

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