The banking crisis of credit suisse: origins, consequences, and reform proposals

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Main Author: Sergio Rossi
Format: Artículo científico
Language:en
Published: Universidad Nacional Autónoma de México 2023
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author Sergio Rossi
author_facet Sergio Rossi
contents The banking crisis of credit suisse: origins, consequences, and reform proposals Sergio Rossi Economía y Finanzas monetary policy payment systems Financial crises financial stability This paper focuses on the major factors originating the banking crisis of Credit Suisse -a systemically relevant bank not just for Switzerland (where it is domiciled) but also for the global economy as a whole. The second section explains the origins of such a crisis, which are to be found in the possibility for banks to provide any credit line they consider profitable, in particular as regards speculation, independently of the amount of pre-existent savings. The third section points out the consequences of this crisis for both financial institutions and the whole economic system. The fourth section puts to the fore a monetary-structural reform disposing of the possibility for banks to open credit lines for “non-gdp-based transactions” without having enough funds to finance them. The last section concludes with some further considerations about the existing financial market regulations, in particular as regards those minimum capital requirements that banks must respect, once they grant any credit line that is considered profitable for them. Jel Classification:E52, E58, G01, G18. 2023 artículo científico 0185-1667 https://www.redalyc.org/articulo.oa?id=60179526002 https://www.redalyc.org/journal/601/60179526002/ https://www.redalyc.org/journal/601/60179526002/html/ https://www.redalyc.org/journal/601/60179526002/60179526002.epub https://www.redalyc.org/journal/601/60179526002/movil 10.22201/fe.01851667p.2023.325.86135 en http://www.redalyc.org/revista.oa?id=601 Investigación Económica application/pdf Universidad Nacional Autónoma de México Investigación Económica (México) Num.325 Vol.82
format Artículo científico
id redalyc_60179526002
institution Redalyc
language en
publishDate 2023
publisher Universidad Nacional Autónoma de México
spellingShingle The banking crisis of credit suisse: origins, consequences, and reform proposals
Sergio Rossi
Economía y Finanzas
monetary policy
payment systems
Financial crises
financial stability
The banking crisis of credit suisse: origins, consequences, and reform proposals Sergio Rossi Economía y Finanzas monetary policy payment systems Financial crises financial stability This paper focuses on the major factors originating the banking crisis of Credit Suisse -a systemically relevant bank not just for Switzerland (where it is domiciled) but also for the global economy as a whole. The second section explains the origins of such a crisis, which are to be found in the possibility for banks to provide any credit line they consider profitable, in particular as regards speculation, independently of the amount of pre-existent savings. The third section points out the consequences of this crisis for both financial institutions and the whole economic system. The fourth section puts to the fore a monetary-structural reform disposing of the possibility for banks to open credit lines for “non-gdp-based transactions” without having enough funds to finance them. The last section concludes with some further considerations about the existing financial market regulations, in particular as regards those minimum capital requirements that banks must respect, once they grant any credit line that is considered profitable for them. Jel Classification:E52, E58, G01, G18. 2023 artículo científico 0185-1667 https://www.redalyc.org/articulo.oa?id=60179526002 https://www.redalyc.org/journal/601/60179526002/ https://www.redalyc.org/journal/601/60179526002/html/ https://www.redalyc.org/journal/601/60179526002/60179526002.epub https://www.redalyc.org/journal/601/60179526002/movil 10.22201/fe.01851667p.2023.325.86135 en http://www.redalyc.org/revista.oa?id=601 Investigación Económica application/pdf Universidad Nacional Autónoma de México Investigación Económica (México) Num.325 Vol.82
title The banking crisis of credit suisse: origins, consequences, and reform proposals
topic Economía y Finanzas
monetary policy
payment systems
Financial crises
financial stability
url https://www.redalyc.org/articulo.oa?id=60179526002
https://www.redalyc.org/journal/601/60179526002/
https://www.redalyc.org/journal/601/60179526002/html/
https://www.redalyc.org/journal/601/60179526002/60179526002.epub
https://www.redalyc.org/journal/601/60179526002/movil