DETERMINANTS OF BANKS’ PROFITABILITY IN A DEVELOPING ECONOMY: EVIDENCE FROM NIGERIA
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| Format: | Artículo científico |
| Langue: | en |
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Vilniaus Universitetas
2013
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| _version_ | 1876427007147900928 |
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| author | Tomola Marshal Obamuyi |
| author_facet | Tomola Marshal Obamuyi |
| contents | DETERMINANTS OF BANKS’ PROFITABILITY IN A DEVELOPING ECONOMY: EVIDENCE FROM NIGERIA Tomola Marshal Obamuyi Economía y Finanzas Nigeria developing economy Banks' profitability policies in the banking system The unimpressive banks' performance in Nigeria over the last decade has remained a source of concern for all and sundry. This study investigates the effects of bank capital, bank size, expense management, interest income and the economic condition on banks' profitability in Nigeria. The fixed effects regression model was employed on a panel data obtained from the financial statements of 20 banks from 2006 to 2012. The results indicate that improved bank capital and interest income, as well as efficient expenses management and favourable economic condition, contribute to higher banks' performance and growth in Nigeria. Thus, government policies in the banking system must encourage banks to regularly raise their capital and provide the enabling environment that will accelerate economic growth in the country. Bank management must efficiently manage their portfolios in order to protect the long run interest of profit-making. 2013 artículo científico 2029-4581 https://www.redalyc.org/articulo.oa?id=692375801005 en http://www.redalyc.org/revista.oa?id=6923 Organizations and Markets in Emerging Economies application/pdf Vilniaus Universitetas Organizations and Markets in Emerging Economies (Lituania) Num.2 Vol.4 |
| format | Artículo científico |
| id | redalyc_692375801005 |
| institution | Redalyc |
| language | en |
| publishDate | 2013 |
| publisher | Vilniaus Universitetas |
| spellingShingle | DETERMINANTS OF BANKS’ PROFITABILITY IN A DEVELOPING ECONOMY: EVIDENCE FROM NIGERIA Tomola Marshal Obamuyi Economía y Finanzas Nigeria developing economy Banks' profitability policies in the banking system DETERMINANTS OF BANKS’ PROFITABILITY IN A DEVELOPING ECONOMY: EVIDENCE FROM NIGERIA Tomola Marshal Obamuyi Economía y Finanzas Nigeria developing economy Banks' profitability policies in the banking system The unimpressive banks' performance in Nigeria over the last decade has remained a source of concern for all and sundry. This study investigates the effects of bank capital, bank size, expense management, interest income and the economic condition on banks' profitability in Nigeria. The fixed effects regression model was employed on a panel data obtained from the financial statements of 20 banks from 2006 to 2012. The results indicate that improved bank capital and interest income, as well as efficient expenses management and favourable economic condition, contribute to higher banks' performance and growth in Nigeria. Thus, government policies in the banking system must encourage banks to regularly raise their capital and provide the enabling environment that will accelerate economic growth in the country. Bank management must efficiently manage their portfolios in order to protect the long run interest of profit-making. 2013 artículo científico 2029-4581 https://www.redalyc.org/articulo.oa?id=692375801005 en http://www.redalyc.org/revista.oa?id=6923 Organizations and Markets in Emerging Economies application/pdf Vilniaus Universitetas Organizations and Markets in Emerging Economies (Lituania) Num.2 Vol.4 |
| title | DETERMINANTS OF BANKS’ PROFITABILITY IN A DEVELOPING ECONOMY: EVIDENCE FROM NIGERIA |
| topic | Economía y Finanzas Nigeria developing economy Banks' profitability policies in the banking system |
| url | https://www.redalyc.org/articulo.oa?id=692375801005 |