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| Main Authors: | , |
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| Format: | Recurso digital |
| Language: | |
| Published: |
Zenodo
2025
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| Online Access: | https://doi.org/10.5281/zenodo.14766350 |
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Table of Contents:
- <p><span>The need of evaluation of the performance of the small and medium scale enterprises (SMEs) is very significant. This is because SMEs play the role of employment generation; income increase and economic growth at large only if perform well. It based on this; the study examines the role of credit facility on performance of small and medium scale enterprises (SMEs) in Adamawa State. Data for the study were sourced primarily through survey questionnaires. Three hundred and eighty four (384) respondents were used for this study as sample size. The responses were analyzed empirically using multiple regressions; the technique was used to test the research hypotheses, using Statistical Package for Social Science version 23. Findings indicate that, credit facilities play significant role on the performance of small and medium scale enterprises (SMEs) in Adamawa State. Specifically, all the variables of credit facility, namely; short term, medium term and long term loans have significant effect on performance of small and medium scale enterprises (SMEs) in Adamawa State. Therefore, the study arrives at the conclusion that credit facilities play a very significant role on performance of small and medium scale enterprises (SMEs) in Adamawa State. It recommends that government at all levels and policy makers specifically Adamawa state, should ensure, sustain and make provision for short term, medium term and long term loans to individuals who owned and managed SMEs as such loan facilities is very significant in improving the performance of small and medium scale enterprises (SMEs) in Adamawa State.</span> </p>