Exploring The Human-Centric Implications of Central Bank Digital Currency (CBDC)

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Main Authors: AJAYI, Olusesan Oluyemi, Dr. AMIYA Bhaumik, ADENIYI, Sarafadeen Diran, ADEDEJI Adeshina Akeem
Format: Recurso digital
Language:English
Published: Zenodo 2025
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author AJAYI, Olusesan Oluyemi
Dr. AMIYA Bhaumik
ADENIYI, Sarafadeen Diran
ADEDEJI Adeshina Akeem
author_facet AJAYI, Olusesan Oluyemi
Dr. AMIYA Bhaumik
ADENIYI, Sarafadeen Diran
ADEDEJI Adeshina Akeem
contents <p><span>This paper's goal is to pinpoint potential public dangers that can endanger the implementation of central bank digital currencies and provide remedies that could lessen the difficulties. To accomplish the goals of this study, the researcher employed a survey research design with descriptive statistics. The survey found that a large number of individuals are unaware about Nigeria's Central Bank Digital Currency. Some people don't even know if the Nigerian Central Bank Digital Currency (e-Naira) is widely acknowledged as a means of exchange, let alone what it may be used for. This demonstrates how little some individuals know about the Central Bank Digital Currency, despite the apex bank's efforts to raise awareness of the cashless policy. Since many individuals are unaware about the Central Bank of Nigeria's Digital Currency, the research suggested that the Central Bank of Nigeria start a public awareness campaign and sensitize the public. People would have the impression that the apex bank takes digital currency seriously if this is done. Additionally, e-Naira should be promoted as a widely accepted form of payment, particularly among market women who might not be aware of its worth. </span></p> <p><span><br><strong>Keywords: </strong>Human-Centric, Implications, Central Bank Digital Currency, Acceptable Level,</span></p> <p><strong><span> </span></strong></p>
format Recurso digital
id zenodo_https___doi_org_10_5281_zenodo_14774461
institution Zenodo
language eng
publishDate 2025
publisher Zenodo
record_format zenodo
spellingShingle Exploring The Human-Centric Implications of Central Bank Digital Currency (CBDC)
AJAYI, Olusesan Oluyemi
Dr. AMIYA Bhaumik
ADENIYI, Sarafadeen Diran
ADEDEJI Adeshina Akeem
Human-Centric
Implications
Central Bank Digital Currency
Acceptable Level
<p><span>This paper's goal is to pinpoint potential public dangers that can endanger the implementation of central bank digital currencies and provide remedies that could lessen the difficulties. To accomplish the goals of this study, the researcher employed a survey research design with descriptive statistics. The survey found that a large number of individuals are unaware about Nigeria's Central Bank Digital Currency. Some people don't even know if the Nigerian Central Bank Digital Currency (e-Naira) is widely acknowledged as a means of exchange, let alone what it may be used for. This demonstrates how little some individuals know about the Central Bank Digital Currency, despite the apex bank's efforts to raise awareness of the cashless policy. Since many individuals are unaware about the Central Bank of Nigeria's Digital Currency, the research suggested that the Central Bank of Nigeria start a public awareness campaign and sensitize the public. People would have the impression that the apex bank takes digital currency seriously if this is done. Additionally, e-Naira should be promoted as a widely accepted form of payment, particularly among market women who might not be aware of its worth. </span></p> <p><span><br><strong>Keywords: </strong>Human-Centric, Implications, Central Bank Digital Currency, Acceptable Level,</span></p> <p><strong><span> </span></strong></p>
title Exploring The Human-Centric Implications of Central Bank Digital Currency (CBDC)
topic Human-Centric
Implications
Central Bank Digital Currency
Acceptable Level
url https://doi.org/10.5281/zenodo.14774461