| _version_ | 1866902019463184384 |
|---|---|
| author | Ashraf Shahriar |
| author_facet | Ashraf Shahriar |
| contents | <p>Abstract: The intersection of financial technology (fintech) and Islamic banking is<br>transforming the financial services landscape in Bangladesh, especially with the rise of Islamic<br>personalized banking services. This research examines how fintech plays a role in providing<br>Shariah-compliant, customer-oriented banking solutions that cater to the varied needs of the<br>Muslim community in Bangladesh. With the swift rise of mobile banking, artificial intelligence<br>(AI), blockchain, and data analytics, Islamic financial institutions in Bangladesh are<br>progressively utilizing fintech innovations to enhance service personalization, boost financial<br>inclusion, and adhere to Islamic principles. By employing a mixed-methods approach that<br>includes stakeholder interviews, case studies, and analyses of fintech adoption trends, the study<br>uncovers the main drivers, challenges, and regulatory factors influencing the integration of<br>fintech into Islamic banking services. The results indicate that while fintech has transformative<br>potential for customizing Islamic financial products—such as profit-sharing investment<br>accounts, Zakat management, and halal wealth advisory—the integration also raises issues<br>concerning Shariah governance, cybersecurity, and digital literacy. The research concludes with<br>policy suggestions aimed at reinforcing the regulatory framework, encouraging innovation<br>within Shariah boundaries, and advancing ethical fintech development that aligns with Islamic<br>socio-economic goals. This study contributes to the ongoing conversation about digital Islamic<br>finance and provides valuable insights for policymakers, financial institutions, and technology<br>providers in Bangladesh.</p> |
| format | Recurso digital |
| id | zenodo_https___doi_org_10_5281_zenodo_15647565 |
| institution | Zenodo |
| language | |
| publishDate | 2025 |
| publisher | Zenodo |
| record_format | zenodo |
| spellingShingle | The Role of Fintech in Providing 'Islamic Personalized Banking Services' Research on Bangladesh Perspective Ashraf Shahriar Islamic, Wealth, Management, Financial, Shariah, Banking, Fintech, Personalized, Bangladesh <p>Abstract: The intersection of financial technology (fintech) and Islamic banking is<br>transforming the financial services landscape in Bangladesh, especially with the rise of Islamic<br>personalized banking services. This research examines how fintech plays a role in providing<br>Shariah-compliant, customer-oriented banking solutions that cater to the varied needs of the<br>Muslim community in Bangladesh. With the swift rise of mobile banking, artificial intelligence<br>(AI), blockchain, and data analytics, Islamic financial institutions in Bangladesh are<br>progressively utilizing fintech innovations to enhance service personalization, boost financial<br>inclusion, and adhere to Islamic principles. By employing a mixed-methods approach that<br>includes stakeholder interviews, case studies, and analyses of fintech adoption trends, the study<br>uncovers the main drivers, challenges, and regulatory factors influencing the integration of<br>fintech into Islamic banking services. The results indicate that while fintech has transformative<br>potential for customizing Islamic financial products—such as profit-sharing investment<br>accounts, Zakat management, and halal wealth advisory—the integration also raises issues<br>concerning Shariah governance, cybersecurity, and digital literacy. The research concludes with<br>policy suggestions aimed at reinforcing the regulatory framework, encouraging innovation<br>within Shariah boundaries, and advancing ethical fintech development that aligns with Islamic<br>socio-economic goals. This study contributes to the ongoing conversation about digital Islamic<br>finance and provides valuable insights for policymakers, financial institutions, and technology<br>providers in Bangladesh.</p> |
| title | The Role of Fintech in Providing 'Islamic Personalized Banking Services' Research on Bangladesh Perspective |
| topic | Islamic, Wealth, Management, Financial, Shariah, Banking, Fintech, Personalized, Bangladesh |
| url | https://doi.org/10.5281/zenodo.15647565 |