Financial Literacy Of Scheduled Castes In Ahmedabad City: A Perception-Based Study
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| Format: | Recurso digital |
| Sprache: | Englisch |
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2025
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| _version_ | 1866902018167144448 |
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| author | MAHERIA, SUHAAG |
| author_facet | MAHERIA, SUHAAG |
| contents | <p>This study explores the perceived financial literacy among the Scheduled Castes in Ahmedabad. Data were collected from 667 participants using a structured, close-ended questionnaire distributed through Google Forms, focusing on 14 key areas of financial literacy such as understanding basic financial concepts, managing household budgets, and identifying financial products. The findings show that respondents generally rate their financial knowledge as moderate, with strong positive relationships among different literacy dimensions, indicating that those confident in one area often feel similarly across others. Interestingly, the results also suggest a cautious investment approach, as individuals with higher perceived financial literacy tend to invest a smaller portion of their salary. Moreover, family and friends, along with traditional media sources like newspapers, are the main channels through which respondents receive financial information. Overall, the study highlights the need for targeted financial education initiatives to empower this community and enhance their financial decision-making skills.</p> |
| format | Recurso digital |
| id | zenodo_https___doi_org_10_5281_zenodo_16877177 |
| institution | Zenodo |
| language | eng |
| publishDate | 2025 |
| publisher | Zenodo |
| record_format | zenodo |
| spellingShingle | Financial Literacy Of Scheduled Castes In Ahmedabad City: A Perception-Based Study MAHERIA, SUHAAG FINANCIAL LITERACY <p>This study explores the perceived financial literacy among the Scheduled Castes in Ahmedabad. Data were collected from 667 participants using a structured, close-ended questionnaire distributed through Google Forms, focusing on 14 key areas of financial literacy such as understanding basic financial concepts, managing household budgets, and identifying financial products. The findings show that respondents generally rate their financial knowledge as moderate, with strong positive relationships among different literacy dimensions, indicating that those confident in one area often feel similarly across others. Interestingly, the results also suggest a cautious investment approach, as individuals with higher perceived financial literacy tend to invest a smaller portion of their salary. Moreover, family and friends, along with traditional media sources like newspapers, are the main channels through which respondents receive financial information. Overall, the study highlights the need for targeted financial education initiatives to empower this community and enhance their financial decision-making skills.</p> |
| title | Financial Literacy Of Scheduled Castes In Ahmedabad City: A Perception-Based Study |
| topic | FINANCIAL LITERACY |
| url | https://doi.org/10.5281/zenodo.16877177 |