NATIONALISATION VS PRIVATISATION OF BANKS: A COMPREHENSIVE REVIEW OF THE INDIAN BANKING LANDSCAPE
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2025
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| author | Dr. Kirtikumar R. Solanki Ms. Bhavangi K. Parmar |
| author_facet | Dr. Kirtikumar R. Solanki Ms. Bhavangi K. Parmar |
| contents | <p>The <a href="https://ijetrm.com/issues/files/Oct-2025-13-1760359260-OCT25.pdf" target="_blank" rel="noopener">Indian banking sector </a>has undergone significant transformations since independence, prominently marked<br>by two major policy shifts: the nationalisation of banks in 1969 and 1980, and the gradual trend towards<br>privatisation post-1991. These opposing approaches have had profound impacts on financial inclusion, credit<br>outreach, economic development, and banking efficiency. This review paper critically examines the rationale,<br>achievements, and limitations of nationalised and privatised banking regimes in India. Through an analysis of<br>empirical data, policy outcomes, and global trends, it evaluates the long-term implications of each model on the<br>Indian economy and provides an informed perspective on the path forward for the sector.</p> |
| format | Recurso digital |
| id | zenodo_https___doi_org_10_5281_zenodo_17340830 |
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| publishDate | 2025 |
| publisher | Zenodo |
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| spellingShingle | NATIONALISATION VS PRIVATISATION OF BANKS: A COMPREHENSIVE REVIEW OF THE INDIAN BANKING LANDSCAPE Dr. Kirtikumar R. Solanki Ms. Bhavangi K. Parmar <p>The <a href="https://ijetrm.com/issues/files/Oct-2025-13-1760359260-OCT25.pdf" target="_blank" rel="noopener">Indian banking sector </a>has undergone significant transformations since independence, prominently marked<br>by two major policy shifts: the nationalisation of banks in 1969 and 1980, and the gradual trend towards<br>privatisation post-1991. These opposing approaches have had profound impacts on financial inclusion, credit<br>outreach, economic development, and banking efficiency. This review paper critically examines the rationale,<br>achievements, and limitations of nationalised and privatised banking regimes in India. Through an analysis of<br>empirical data, policy outcomes, and global trends, it evaluates the long-term implications of each model on the<br>Indian economy and provides an informed perspective on the path forward for the sector.</p> |
| title | NATIONALISATION VS PRIVATISATION OF BANKS: A COMPREHENSIVE REVIEW OF THE INDIAN BANKING LANDSCAPE |
| url | https://doi.org/10.5281/zenodo.17340830 |