ASSESSING RISKS IN BANKING ACTIVITIES TO ENHANCE THE EFFICIENCY OF FINANCIAL SERVICES

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Autor principal: Saidov Jasurbek Latipbayevich
Formato: Recurso digital
Publicado: Zenodo 2025
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author Saidov Jasurbek Latipbayevich
author_facet Saidov Jasurbek Latipbayevich
contents <p>The article explores mechanisms for improving the efficiency of banking services through comprehensive risk<br>assessment and management. Particular attention is given to identifying, classifying, and mitigating credit, liquidity,<br>operational, and market risks that affect banking performance. The study analyzes the use of modern digital technologies<br>such as data analytics, machine learning, and risk-scoring systems in assessing and predicting potential threats to<br>financial stability. The author emphasizes that effective risk management contributes not only to the profitability of banks<br>but also to the overall reliability and competitiveness of the financial sector. Based on international best practices and<br>the current state of the banking system in Uzbekistan, recommendations are proposed for optimizing the risk evaluation<br>process and enhancing service quality in commercial banks</p>
format Recurso digital
id zenodo_https___doi_org_10_5281_zenodo_17436026
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publishDate 2025
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record_format zenodo
spellingShingle ASSESSING RISKS IN BANKING ACTIVITIES TO ENHANCE THE EFFICIENCY OF FINANCIAL SERVICES
Saidov Jasurbek Latipbayevich
<p>The article explores mechanisms for improving the efficiency of banking services through comprehensive risk<br>assessment and management. Particular attention is given to identifying, classifying, and mitigating credit, liquidity,<br>operational, and market risks that affect banking performance. The study analyzes the use of modern digital technologies<br>such as data analytics, machine learning, and risk-scoring systems in assessing and predicting potential threats to<br>financial stability. The author emphasizes that effective risk management contributes not only to the profitability of banks<br>but also to the overall reliability and competitiveness of the financial sector. Based on international best practices and<br>the current state of the banking system in Uzbekistan, recommendations are proposed for optimizing the risk evaluation<br>process and enhancing service quality in commercial banks</p>
title ASSESSING RISKS IN BANKING ACTIVITIES TO ENHANCE THE EFFICIENCY OF FINANCIAL SERVICES
url https://doi.org/10.5281/zenodo.17436026