Women, Tourism, and Sharia Finance: A Synergy Model for Sustainable Development in Tourist Destinations
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| Format: | Recurso digital |
| Language: | English |
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2025
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| _version_ | 1866902216946745344 |
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| author | Laily Hidayati Rosyidi Azy Athoilah Yazid Nur Karimah |
| author_facet | Laily Hidayati Rosyidi Azy Athoilah Yazid Nur Karimah |
| contents | <p><strong>Purpose</strong>: This study examines the synergy between women's empowerment, tourism development, and the Islamic financial system in the context of coastal and natural tourism destinations in Banyuwangi Regency, Indonesia.</p> <p><strong>Patients and methods:</strong> descriptive qualitative approach was used through participatory observation, in-depth interviews with 15 key informants, and documentation studies at two leading tourism locations: Pulau Merah Beach and Djawatan Forest Tourism.</p> <p><strong>Results: </strong>Women play a vital role in the tourism ecosystem, especially through micro and small businesses in the creative economy sector, with participation reaching 75% in trade and supporting services. However, participation remains concentrated at the operational level with minimal representation in leadership and decision-making positions. Bank Syariah Indonesia contributes through sharia financing, fintech services, and financial training programs. However, adoption of Islamic financial services by women entrepreneurs is still low (<10%) due to literacy barriers, perceived procedural complexity, and product mismatch with tourism business characteristics.</p> <p><strong>Conclusion: </strong>The study proposes a three-pillar conceptual framework integrating gender, sustainable tourism, and inclusive finance, along with tiered policy recommendations to optimize synergy among the three elements.</p> |
| format | Recurso digital |
| id | zenodo_https___doi_org_10_5281_zenodo_18046115 |
| institution | Zenodo |
| language | eng |
| publishDate | 2025 |
| publisher | Zenodo |
| record_format | zenodo |
| spellingShingle | Women, Tourism, and Sharia Finance: A Synergy Model for Sustainable Development in Tourist Destinations Laily Hidayati Rosyidi Azy Athoilah Yazid Nur Karimah Women, sustainable tourism, Islamic finance, economic empowerment, three-pillar model. <p><strong>Purpose</strong>: This study examines the synergy between women's empowerment, tourism development, and the Islamic financial system in the context of coastal and natural tourism destinations in Banyuwangi Regency, Indonesia.</p> <p><strong>Patients and methods:</strong> descriptive qualitative approach was used through participatory observation, in-depth interviews with 15 key informants, and documentation studies at two leading tourism locations: Pulau Merah Beach and Djawatan Forest Tourism.</p> <p><strong>Results: </strong>Women play a vital role in the tourism ecosystem, especially through micro and small businesses in the creative economy sector, with participation reaching 75% in trade and supporting services. However, participation remains concentrated at the operational level with minimal representation in leadership and decision-making positions. Bank Syariah Indonesia contributes through sharia financing, fintech services, and financial training programs. However, adoption of Islamic financial services by women entrepreneurs is still low (<10%) due to literacy barriers, perceived procedural complexity, and product mismatch with tourism business characteristics.</p> <p><strong>Conclusion: </strong>The study proposes a three-pillar conceptual framework integrating gender, sustainable tourism, and inclusive finance, along with tiered policy recommendations to optimize synergy among the three elements.</p> |
| title | Women, Tourism, and Sharia Finance: A Synergy Model for Sustainable Development in Tourist Destinations |
| topic | Women, sustainable tourism, Islamic finance, economic empowerment, three-pillar model. |
| url | https://doi.org/10.5281/zenodo.18046115 |