Saved in:
| Main Author: | |
|---|---|
| Format: | Recurso digital |
| Language: | English |
| Published: |
Zenodo
2026
|
| Subjects: | |
| Online Access: | https://doi.org/10.5281/zenodo.18693496 |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| _version_ | 1866901107664486400 |
|---|---|
| author | Kumaki, Rei |
| author_facet | Kumaki, Rei |
| contents | <p><strong>Preprint v1.1.</strong> This paper develops a formal model of institutional gate pressure in sleep-related medical markets. We show how insurer-imposed diagnostic thresholds induce avoidance behavior that suppresses medical record formation, generating endogenous information distortion and risk inversion.</p><p>The model identifies institutional observability thresholds at which diagnostic incentives flip sign and long-run actuarial calibration deteriorates.</p><p>This framework contributes to insurance economics, health economics, and institutional information design.</p> |
| format | Recurso digital |
| id | zenodo_https___doi_org_10_5281_zenodo_18693496 |
| institution | Zenodo |
| language | eng |
| publishDate | 2026 |
| publisher | Zenodo |
| record_format | zenodo |
| spellingShingle | Institutional Gate Pressure and Risk Inversion in Sleep-Related Medical Avoidance Kumaki, Rei sleep medicine insurance underwriting adverse selection medical avoidance information suppression risk inversion health economics <p><strong>Preprint v1.1.</strong> This paper develops a formal model of institutional gate pressure in sleep-related medical markets. We show how insurer-imposed diagnostic thresholds induce avoidance behavior that suppresses medical record formation, generating endogenous information distortion and risk inversion.</p><p>The model identifies institutional observability thresholds at which diagnostic incentives flip sign and long-run actuarial calibration deteriorates.</p><p>This framework contributes to insurance economics, health economics, and institutional information design.</p> |
| title | Institutional Gate Pressure and Risk Inversion in Sleep-Related Medical Avoidance |
| topic | sleep medicine insurance underwriting adverse selection medical avoidance information suppression risk inversion health economics |
| url | https://doi.org/10.5281/zenodo.18693496 |