Cita APA (7a ed.)

Aggarwal, N. (2026). The Real Cost of Legacy in Digital Payments — And How AI Can Reduce It by 40%. Zenodo.

Cita Chicago Style (17a ed.)

Aggarwal, Neeraj. The Real Cost of Legacy in Digital Payments — And How AI Can Reduce It by 40%. Zenodo, 2026.

Cita MLA (9a ed.)

Aggarwal, Neeraj. The Real Cost of Legacy in Digital Payments — And How AI Can Reduce It by 40%. Zenodo, 2026.