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| Format: | Recurso digital |
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Zenodo
2026
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| Online Access: | https://doi.org/10.5281/zenodo.18819488 |
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Table of Contents:
- <p dir="ltr">Legacy payment systems are stable but costly to modernize. This article outlines how AI can reduce modernization effort by up to 40% through intelligent code analysis, dependency mapping, and risk scoring. A structured 3‑phase model enables zero‑downtime transformation. Banks that adopt AI‑enabled modernization will define the future of payments.</p> <p> </p>