Microinsurance Models in Ghana: An Analysis to Mitigate Natural Disasters' Economic Disparities
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| Natura: | Recurso digital |
| Lingua: | inglese |
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Zenodo
2010
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| _version_ | 1866901341503225856 |
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| author | Mensah, Yawa Osei, Taiwo Appiah, Kofi |
| author_facet | Mensah, Yawa Osei, Taiwo Appiah, Kofi |
| contents | <p>Microinsurance models are increasingly being explored as a mechanism to mitigate economic disparities exacerbated by natural disasters in developing countries. A qualitative approach was employed, focusing on secondary data from government reports, academic journals, and international development organizations. Microinsurance uptake among vulnerable populations has shown a significant increase from 30% to 45% over the last five years in selected regions of Ghana. The analysis reveals that microinsurance models can be tailored to better align with local needs and regulatory frameworks, thereby improving their efficacy. Policy recommendations include strengthening partnerships between government entities and microfinance institutions, as well as increasing public awareness campaigns.</p> |
| format | Recurso digital |
| id | zenodo_https___doi_org_10_5281_zenodo_18916333 |
| institution | Zenodo |
| language | eng |
| publishDate | 2010 |
| publisher | Zenodo |
| record_format | zenodo |
| spellingShingle | Microinsurance Models in Ghana: An Analysis to Mitigate Natural Disasters' Economic Disparities Mensah, Yawa Osei, Taiwo Appiah, Kofi Ghana Microinsurance Natural Hazards Risk Management Development Economics Poverty Alleviation Community-Based Initiatives <p>Microinsurance models are increasingly being explored as a mechanism to mitigate economic disparities exacerbated by natural disasters in developing countries. A qualitative approach was employed, focusing on secondary data from government reports, academic journals, and international development organizations. Microinsurance uptake among vulnerable populations has shown a significant increase from 30% to 45% over the last five years in selected regions of Ghana. The analysis reveals that microinsurance models can be tailored to better align with local needs and regulatory frameworks, thereby improving their efficacy. Policy recommendations include strengthening partnerships between government entities and microfinance institutions, as well as increasing public awareness campaigns.</p> |
| title | Microinsurance Models in Ghana: An Analysis to Mitigate Natural Disasters' Economic Disparities |
| topic | Ghana Microinsurance Natural Hazards Risk Management Development Economics Poverty Alleviation Community-Based Initiatives |
| url | https://doi.org/10.5281/zenodo.18916333 |