APA (7th ed.) Citation

Kumar, K., Joshi, D., Azhar, A., Elamparuthi, D., & Elanthirayan, D. (2026). Central bank digital currencies and the transformation of monetary systems: Institutional design, financial stability, and digital payment efficiency: A systematic review. Zenodo.

Chicago Style (17th ed.) Citation

Kumar, Kshitij, Dhara Joshi, Ahmad Azhar, D. Elamparuthi, and D. Elanthirayan. Central Bank Digital Currencies and the Transformation of Monetary Systems: Institutional Design, Financial Stability, and Digital Payment Efficiency: A Systematic Review. Zenodo, 2026.

MLA (9th ed.) Citation

Kumar, Kshitij, et al. Central Bank Digital Currencies and the Transformation of Monetary Systems: Institutional Design, Financial Stability, and Digital Payment Efficiency: A Systematic Review. Zenodo, 2026.