APA (7th ed.) Citation

Djong, B. J., Ye, V. A., & Siauwijaya, R. (2026). Zombie Banks, Competition, and the Deterioration of Credit Quality: Evidence from Rural Bank-Level NPL Dynamics in Indonesia. Zenodo.

Chicago Style (17th ed.) Citation

Djong, Bill Justin, Vanessa Aurelia Ye, and Rahmat Siauwijaya. Zombie Banks, Competition, and the Deterioration of Credit Quality: Evidence from Rural Bank-Level NPL Dynamics in Indonesia. Zenodo, 2026.

MLA (9th ed.) Citation

Djong, Bill Justin, et al. Zombie Banks, Competition, and the Deterioration of Credit Quality: Evidence from Rural Bank-Level NPL Dynamics in Indonesia. Zenodo, 2026.